Annuities and the Charles Schwab Deal

Most of the annuities now on the Charles Schwab and TD Ameritrade platforms are offered by mutual or foreign-owned life insurers. Lincoln Financial is the sole exception.

Marshmallows and Social Security

Should US retirees delay claiming Social Security until age 70, even if they have to spend savings until then? The Center for Retirement Research at Boston College proposes that strategy as a default option in retirement plans.
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Prudential To Launch TV Ad Campaign

In other news, Prudential said gross variable annuity sales for the third quarter reached a record $5.8 billion, compared to $2.5 billion a year ago. Net sales were $4.4 billion in the quarter.

With Stocks, the “Enemy Is Us”

Investor sentiment leads rather than follows the market, two economists say. And that may make stocks fundamentally risky.

RIJ Reaches a Milestone

Next week, Retirement Income Journal will begin charging a subscription fee. Our readers say we're worth it.