Wade Pfau’s Latest Book
'“This book presents the probability-based approach” to retirement spending strategies, Pfau told RIJ in a recent interview. 'If annuities are off the table, here’s what you can do.'
The Real Risk to the Global Economy
'The risk stems less from unpredictable shocks than from the slow erosion of institutions that investors trust to make an uncertain world more predictable,' writes the senior fellow at the Carnegie Endowment for International Peace.
Are 401(k) providers ‘applying’ to top universities?
There has been a decline of 403(b) plans offered by higher education institutions and an upswing in the popularity of 401(k) plans, according to a survey by Transamerica, which is a full-service 401(k) provider.
It’s official: Jackson National VA will feature Vanguard fund options
On September 25, 10 new Vanguard funds became available as investment options across Jackson’s product offerings. The launch was first by RIJ in the October 12, 2017 issue.
The Turmoil inside TIAA
Articles criticizing TIAA appeared in the NY Times recently. In response, two former TIAA executives, speaking anonymously, described the competitive, cultural and financial pressures facing the financial services firm.
New crediting strategy for Allianz Life indexed VA
When the annual change in the index value is zero or positive, the client will receive the entire annual credit of the 'Precision Rate,' Allianz Life said.
Betterment to offer direct online charitable giving
Clients decide how much to donate and Betterment will fund the gift with the most appreciated shares in their portfolio, according to a Betterment release.
A third of lower-income participants don’t ‘strike their match’
Only 67% of those earning $35,000 to $45,000 a year contributed enough to their 401(k) plans to get their employer's entire match, while 90% of those earning $75,000 or more did, according to the results of a survey by MassMutual.
COVER STORIES YOU MAY HAVE MISSED
November 9, 2017
Hope, Despair: SPARK Forum Has It All
At SPARK's retirement conference, Millennium Trust, Paychex and GuidedChoice announced a new workplace IRA plan. Bill Meyer pitched his Social Security-centric planning tool. And BlackRock hinted at new TDFs with a deferred annuity sleeve....
November 2, 2017
RetireUp Turns Pro
RetireUp Pro is the latest iteration of RetireUp, the popular income planning solution. Its evolution has been shaped by part-owner Annexus Ventures and Annexus, the prominent indexed annuity design and distribution firm.
October 26, 2017
Trick or Tweet
Uncertainty about tax legislation, and Congress’ apparent disinterest in 401(k)s except as a kind of piñata, lent a daffy, fatalistic tension to many of us at the ASPPA and LIMRA annual conferences, held this...
