'“This book presents the probability-based approach” to retirement spending strategies, Pfau told RIJ in a recent interview. 'If annuities are off the table, here’s what you can do.'
'The risk stems less from unpredictable shocks than from the slow erosion of institutions that investors trust to make an uncertain world more predictable,' writes the senior fellow at the Carnegie Endowment for International Peace.
There has been a decline of 403(b) plans offered by higher education institutions and an upswing in the popularity of 401(k) plans, according to a survey by Transamerica, which is a full-service 401(k) provider.
On September 25, 10 new Vanguard funds became available as investment options across Jackson’s product offerings. The launch was first by RIJ in the October 12, 2017 issue.
Articles criticizing TIAA appeared in the NY Times recently. In response, two former TIAA executives, speaking anonymously, described the competitive, cultural and financial pressures facing the financial services firm.
When the annual change in the index value is zero or positive, the client will receive the entire annual credit of the 'Precision Rate,' Allianz Life said.
Clients decide how much to donate and Betterment will fund the gift with the most appreciated shares in their portfolio, according to a Betterment release.
Only 67% of those earning $35,000 to $45,000 a year contributed enough to their 401(k) plans to get their employer's entire match, while 90% of those earning $75,000 or more did, according to the results of a survey by MassMutual.