Using Cash Value Life Insurance for Retirement Income

Cash value life insurance can be a versatile tool in the hands of a diligent financial advisor, writes our guest columnist, an Adjunct Professor of Advanced Planning at The American College of Financial Services.
Anecdotal Evidence

Can Annuities Slow the Cash-Drain from 401(k)s?

By Kerry Pechter
The Defined Contribution Institutional Investors Association held its annual Academic Forum virtually this week. The ongoing dilemma for this organization of asset managers and others is: How to keep money in 401(k)s longer.
Pooled Employer Plans

Principal EASE, a New ‘PEP,’ Offers Income Option

By Editorial Staff
Principal Financial is partnering with National Benefit Services and Wilshire asset management to create Principal Ease, a simplified 401(k) plan that many unrelated firms can join.
Checklist for Life Insurance

Checklist for Buying Cash Value Life

By Steve Parrish
Follow the steps that Steve Parrish of The American College has assembled here when helping a client obtain the right cash value life insurance policy.
Fed policy moves

Watching the Fed Watch Covid-19

By Tim Duy
The Fed's tea leaves are perplexing our guest columnist, an economist at the University of Oregon. Whether we see 'quantitative easing' may depend on how bad the pandemic resurges and how financial markets react, he writes.

COVER STORIES YOU MAY HAVE MISSED

November 12, 2020

CEO Chris Blunt of F&G Explains It All

By Kerry Pechter
In only about three years, Fidelity & Guaranty Life has leveraged the asset management skills of strategic partner Blackstone to become a major fixed indexed annuity provider. Blunt, F&G's CEO since 2019, explains exactly...
November 6, 2020

A Closer Look at CLOs

By Kerry Pechter
New research into collateralized loan obligations (CLOs), which are helping reshape the investment policies of the life/annuity industry, explores whether they have the same vulnerabilities as the 'CDOs' in 'The Big Short,' the book...
October 29, 2020

Now Divesting: AIG, Equitable and Great American

By Kerry Pechter
De-risky business: AIG will spin off its Life & Retirement division, Venerable Holdings will reinsure $12bn worth of Equitable's pre-2010 variable annuities with living benefits, and Commonwealth Annuity (part of Global Atlantic) will reinsure...