Airbag-Equipped Annuities

VA issuers may be able to offer rich living benefits safely and inexpensively by embedding a futures-based hedging strategy inside their investment options. That's what Ohio National seems to have done. (Image by Spectrumphotofile.)

Who Rules the Top 1%?

Private businesses and partnerships lead most often to the top wealth brackets in the U.S., new research shows. In this edition of Research Roundup, we bring you summaries of research on variable annuity sales, the Fed's response to the March 2020 crash, and more.

The Sacrificial Payroll Tax

Idle talk about suspending the payroll tax is making 'blue' Senators blue. We get answers from Social Security expert Eugene Steuerle of the Urban Institute.

An Income-Generating ‘Collar’

Using a 'protective net-credit collar,' the Nationwide Risk-Managed Income ETF has distributed monthly income at an annual rate of 7.88% in 2020, while appreciating 10%. Is there a catch?
Featured

Put Your Money Where Your Neurons Are

The author of "Rational Exuberance" and co-creator of the Case-Shiller Home Price Indices heralds a new science that will help us understand economics by studying the physical structures that underlie brain processes.
News

“Carriers Settle In”

Variable annuity product development slowed in Q3 2011, according to the quarterly report from a vice president in Morningstar’s Insurance Solutions group.

The Bucket

Brief or late-breaking items from Principal Funds, MassMutual, iPipeline, Allianz Life and Liberty Life.

Signature of the Times

After the report of a $900 million charge in the third quarter, Manulife’s decision to limit distribution of John Hancock annuities can’t have shocked many people.