The Annuity That Pays for Itself

The deferred income annuity, aka longevity insurance, is favored by academics and is mandatory in Germany and Singapore. Here's a compelling new way to explain its value to clients, courtesy of widely-known pension economists.

We Believe What We Like to Believe

In another of our occasional Research Roundups, we survey papers that explore how we like to fool ourselves, how debt keeps women working, why it's better to grow up during an economic boom, and other complex phenomena.

One Step Ahead of a Rolling Boulder

In Colorado Springs this week, members of the Insured Retirement Institute met to discuss the impact of the DOL fiduciary rule. 'It's not all doom and gloom,' said one industry observer, who expects demand for retirement income planning, and planning products, to emerge.

A Tale of Two Tax Plans

As explained by our guest columnist, a senior fellow at the Urban-Brookings Tax Policy Center at the Urban Institute, Trump's tax policy would echo supply-side solutions of the past while Clinton's tax philosophy echoes Obama's.

Retiring (Temporarily) to Paradise

An old friend who retired early to a hacienda by the sea in Nicaragua sent me an e-mail recently, responding to my question about his life there. His answer wasn't exactly what I expected, but it made perfect sense.