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These loss-leaders at the ends of chromosomes, which help determine our longevity, were the basis for this week's Nobel Prize in Medicine.
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Presidential Life has engineered a two-tier income annuity where the first annuitant receives benefits for life but the survivor receives income for a period certain or for life, whichever is less.
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But Moody's CEO claimed that imposing collective liability could spark frivolous lawsuits and create an unpredictable business environment.
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Just 8% of employers believe their employees have a strong understanding of how much money they'll need in retirement.
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Employers worry that older workers who "retire in place" may impede the advancement of younger workers.
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Almost half of respondents believe that President Obama's plan will have a “very positive” or “somewhat positive” effect.
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Guardian is now a strategic partner for LPL Financial's new Retirement Plus Program, which provides products and support for independent financial advisors.