Boomers hope for a long and feisty retirement. But at the Longevity 5 conference in Manhattan last month, experts saw global aging as a threat almost as great as global warming.
Boston College, DCIIA and Morningstar provide new research on Britain's 'NEST' experience with auto-enrollment, custom TDFs and why replacing bad 401k investment options is a good idea.
At the LIMRA-Society of Actuaries Retirement Industry Conference in Baltimore last week, Scott Stolz from Raymond James, Greg Jaeck from Edward Jones and Jarrod Fisher from Simplicity Financial Distributors delivered frank opinions about annuities and annuity issuers.
Many factors are driving the increase in indexed annuity sales: More manufacturers, better products, more distributors, competitive commissions, aging boomers, and relaxed regulation. But does the bubble contain the seeds of its own deflation?
These loss-leaders at the ends of chromosomes, which help determine our longevity, were the basis for this week's Nobel Prize in Medicine.
Presidential Life has engineered a two-tier income annuity where the first annuitant receives benefits for life but the survivor receives income for a period certain or for life, whichever is less.
But Moody's CEO claimed that imposing collective liability could spark frivolous lawsuits and create an unpredictable business environment.
Just 8% of employers believe their employees have a strong understanding of how much money they'll need in retirement.
Employers worry that older workers who "retire in place" may impede the advancement of younger workers.
Almost half of respondents believe that President Obama's plan will have a “very positive” or “somewhat positive” effect.
Guardian is now a strategic partner for LPL Financial's new Retirement Plus Program, which provides products and support for independent financial advisors.