A New Robo-Advisor Eyes the 401(k) Space

"blooom is like a dietician who doesn’t just give you advice on how to eat. It’s like a dietician who actually drives to your store, does your grocery shopping for you and comes back to your house and cooks all your meals for you,” says blooom co-founder Chris Costello (above).

Making Income Rise as Health Declines

A fee-only adviser in Philadelphia used 'medically underwritten' or impaired annuities from Mutual of Omaha to increase the retirement incomes of older, single men in declining health.

Life Insurance in a Bucketed Income Plan

This case study from Securities America uses life insurance to help a 'constrained' mass-affluent retired couple protect the surviving spouse from a partial loss of pension and Social Security income.
Featured

2014: ‘A Year of Cautious Optimism’

"This is one of those time periods where the stuff in the middle has surprised by not performing in-between the stuff on the ends," writes West Coast market philosopher Ron Surz in this assessment of U.S. and global stock performance so far in 2014.

Half a Trillion is Still a Big Deficit

"If the next 20 years are similar to the last five, with very slow growth and median incomes declining, then the budget deficit will grow inexorably larger and Social Security payments after 2033 will be far lower than they are at present," worries our ever-bearish guest columnist.
News

Guaranteed Lifetime Income Appeal Index created

At present, according to a new survey by CANNEX and Mathew Greenwald & Associates, only 16% of consumers score highly on the GLI Appeal Index, which measures the likelihood that consumers will consider a future income annuity purchase.

A.M. Best takes pulse of insurance industry

The ratings agency's recent survey asked companies to identify how they planned to invest new money in 2015, and alternative assets also were viewed in terms of investment perspective and ownership impact.