How to Personalize Withdrawal Rates

By Kerry Pechter
Safe spending rates range from 2% to 10%, writes researcher Luke Delorme in the Journal of Financial Planning. It all depends on when people retire, how much guaranteed income they have, whether they want to leave a legacy, etc. One size never fits all.

GM Adds Hueler’s Income Solutions to its DC Plan

By Kerry Pechter
GM closed its defined benefit plan in 2012. Its 401(k) provider is Fidelity. To offer its DC plan participants an option to roll over part of their savings to an income annuity at retirement, it chose Hueler's Income Solutions Annuity Marketplace, an online annuity purchasing platform.

The People’s Retirement Industry Group

By Kerry Pechter
To mark the Retirement Income Industry Association’s 10th anniversary, RIIA founder and chairman Francois Gadenne (above) spoke with RIJ recently about the group’s past, present and future.

DOL Hearings: Wonkishly Stimulating

By Kerry Pechter
“I believe the proposal is intended to eliminate the commission model,” said Ron Kruszewski of Stifel Financial during the hearings on the DOL conflict of interest proposal. Scott Puritz of Rebalance IRA looks on.
Featured

RetirePreneur: Sheryl Garrett

By Jenna Gottlieb
Sheryl Garrett is the founder of Garrett Planning Network, a web-based professional network of about 300 independent financial planners who make financial advice accessible on an hourly, fee-only basis to anyone, with no minimum wealth requirement.

The Future and How to Survive It

By McKinsey Global Institute
McKinsey Global Institute's analysis of thousands of companies around the world shows that top performers invest in intellectual assets, play in fast-growing markets, and have the most efficient operations.
News

Robo-advisors should shift to B2B model: Cerulli

By Editorial Staff
"Cerulli projects eRIAs will need to grow approximately 50%-60% per year for the next six years and gather approximately $35 billion in AUM to remain a standalone direct channel for consumer business," said Cerulli analyst Frederick Pickering.