Bob Reynolds’ & the Future of 401k

Reynolds emphatically favors the investment interpretation, as does Brian Graff of the American Retirement Association and other industry advocates.

The Normalization Delusion

'The psychological bias to expect a return to “normality” will remain strong. But the drivers of post-crisis economic performance are so deep that no return to normality is likely any time soon,' writes our guest columnist.

How to attract IRA asset transfers: LIMRA SRI

People ages 45 and older were significantly less likely than people ages 40 to 44 (29% vs. 11%) to move their IRAs recently, according to research by the LIMRA Secure Retirement Institute.

Honorable Mention

Brief or late-breaking items from Nuveen, Ubiquity Retirement + Savings, and Conning.


September 14, 2017

On the Case: Income from a ‘Certified’ Used Annuity

In this latest income solution for "Andrew and Laura," a real couple near retirement, Bryan Anderson of AnnuityStraightTalk and Nathaniel Pulsifer of DCF Exchange combine a secondary market annuity, an indexed annuity and equities...
September 7, 2017

Bill Sharpe’s ‘Lockbox’ Strategy

The Nobel Prize winner's new e-book describes a retirement income generation method that combines Modern Portfolio Theory and income annuities. Advisors, life insurers, quants and even retirees should find it valuable.
August 17, 2017

On the Case: A Solution from ‘Retirement NextGen’

Robert Fourman, a colleague of Curtis Cloke at Acuity Financial, uses their Retirement NextGen software to create a retirement income plan for Andrew and Laura, a near-retirement couple with $1.24 million in savings and...