Bill Sharpe’s ‘Lockbox’ Strategy

The Nobel Prize winner's new e-book describes a retirement income generation method that combines Modern Portfolio Theory and income annuities. Advisors, life insurers, quants and even retirees should find it valuable.

The Time to Buy Annuities is Now

With the market so high, more near-retirees should be taking profits and buying lifetime income products. This opportunity won't last forever.

Smoother Income, with ‘iTDFs’

Our guest columnist, a former chief actuary of Denmark, adds new details about his design for a target date fund on how to smooth income - and stay fully invested - in retirement.

Today at 4:15 p.m. ET: Hegna and Rostad debate the DOL rule

Tom Hegna, the retirement guru (anti the rule), and Knut Rostad, president of the Institute for the Fiduciary Standard (pro the rule) will engage in a 'Munk-style' debate, hosted by Robert Huebscher of Advisor Perspectives.

Roth accounts mystify most participants: Cerulli

Partial 'Rothification' of the 401(k) system might be on the Republican tax reform agenda this fall. If passed, it could lead to lower contribution levels, analysts at the global research firm said.

Two retirement journalists accept new posts

Tamiko Toland, an annuity product analyst, has moved to CANNEX from Strategic Insight. Bob Powell, a retirement writer for USA Today and former MarketWatch columnist, will begin writing a column and starting a new venture at


August 17, 2017

On the Case: A Solution from ‘Retirement NextGen’

Robert Fourman, a colleague of Curtis Cloke at Acuity Financial, uses their Retirement NextGen software to create a retirement income plan for Andrew and Laura, a near-retirement couple with $1.24 million in savings and...
August 10, 2017

On the Case: TIPS Ladder + QLAC + HELOC = Income Security

Mike Lonier, of Lonier Financial Advisory, solved 'Andrew and Laura's' retirement income puzzle with a combination of products. A certified Retirement Management Analyst, he first builds a safe income floor and then invests for...
August 3, 2017

On the Case: Jim Otar Answers Our Income Challenge

'I would not worry too much about complicated strategies,' Otar wrote after reviewing Andrew and Laura’s retirement finances. 'They probably don’t need guaranteed income (annuities), a bucket strategy or anything fancy to cover their...