In this video sponsored by Vanguard, Burton Malkiel, Princeton professor and author of "A Random Walk Down Wall Street," talks with RIJ editor Kerry Pechter about what "efficient market" means to him. The 10th edition of "A Random Walk" has just been published.
Industry Views are special reports that are sponsored and independent from RIJ's editorial content.
Tue, Aug 02, 2011
Deferral bonuses, a key feature of many VAs, may not prevent contract owners from taking withdrawals, according to Milliman’s latest survey of issuers of VA guaranteed living benefits. Photo courtesy of Whimsicalwhisk.com.
Tue, Jul 26, 2011
Andrew Carnegie, founder of the non-profit Teacher's Insurance & Annuity Association, now TIAA-CREF, could not possibly have foreseen how his group annuity would lead to today's profitable trillion-dollar variable annuity industry.
Tue, Jul 19, 2011
How did upstart Jackson National Life get near the top of the VA heap? And why are so many advisors nervous that it may 'de-risk' its popular Perspective contract? JNL EVP Clifford Jack tells RIJ all that he can...
Tue, Jul 12, 2011
In an about-face on VAs, The Hartford has gone back to the GLWB, tempering its risks with a CPPI fund. The arrival of Steve Kluever from Jackson National in March reflects the new thinking.
The donnybrook in Congress over debt and deficits stemmed partly from a mistaken belief that the government is like a player in a card game when it's actually more like a scorekeeper. Warren Mosler explains.
Americans used to help their government by buying government bonds. I think we can solve our current debt problem by tearing up our government bonds!
Tue, Aug 02, 2011
The new tool, developed with CapitalRock, gathers key information from clients about their income, liquidity, time horizon, risk tolerance, expenses, and guarantees, and finds the appropriate variable annuity.
Tue, Aug 02, 2011
Starting as early as age 40, the lifetime payout percentage increases by 35 basis points for every year the client delays income. There's also a 50% bonus on the interest credited every year during the accumulation period and, optionally, during the income period.
Tue, Aug 02, 2011
During the July 26 hearing on the DoL plan, Phil Roe (R-TN), chairman of the House Subcommittee on Health, Employment, Labor, and Pensions described the department’s proposal to strengthen the fiduciary standard as “ill-conceived."
Tue, Aug 02, 2011
Here’s an edited version of an analysis of the new agreement on deficit and debt reduction by Robert Greenstein, president of the Center for Budget and Policy Priorities.
Tue, Aug 02, 2011
Brief or late-breaking items from New York Life, MetLife, Lincoln Financial Group, Still River, Huntington Funds, Weiss Ratings, MassMutual, Fidelity, and Cerulli Associates.
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RIJ Publishing, 4340 Knollwood Dr., Emmaus, PA 18049, 610-965-3103
Retirement Income Journal is an online magazine dedicated to writing for and about the industry that has coalesced around the challenge of helping Americans turn their savings into secure lifetime incomes. This industry includes members of the insurance, asset management, banking, pension, structured products, reverse mortgage, information technology, financial planning and academic communities and the professional organizations that serve them.
Send editorial queries to kerry.pechter@retirementincomejournal.com.
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