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Running Lapse around Variable Annuities

by Kerry Pechter

Running Lapse around Variable Annuities

Wed, Dec 07, 2011

As the living benefits of variable annuities became more valuable during the financial crisis, contract owners astutely held on to them, according to a presentation by Ruark Consulting at a recent Society of Actuaries meeting in Chicago.

The "Evolution of the Annuity Industry"

by Kerry Pechter

The "Evolution of the Annuity Industry"

Tue, Nov 29, 2011

Like the Ford Mustang in 1965, the variable annuity with a lifetime income rider seemed like the right Boomer product at the right time in 2006. Then came the Crisis. A new survey by Cogent Research and the Insured Retirement Institute looks at where the VA is today and where it's headed.

Airbag-Equipped Annuities

by Kerry Pechter

Airbag-Equipped Annuities

Wed, Nov 23, 2011

VA issuers may be able to offer rich living benefits safely and inexpensively by embedding a futures-based hedging strategy inside their investment options. That's what Ohio National seems to have done. (Image by Spectrumphotofile.)

Unlikely Rescuer

by Kerry Pechter

Unlikely Rescuer

Sun, Nov 13, 2011

At least three proposals have been floated to open state pensions to private sector workers who have no retirement plan. Given the troubles of many state plans, that's counterintuitive. Artwork by Zaza Khabuliani.

News

Lynne Ford leaves ING

Lynne Ford leaves ING

Wed, Dec 07, 2011

Ford’s departure was “the result of some consolidation within our broader retirement business," an ING spokesperson told RIJ.

New Celent report forecasts DC trends

Wed, Dec 07, 2011

The defined contribution industry will see growing use of collective investment trusts and custom target date funds, according to a new report from Celent.

Do Motley Fool stock recommendations beat the market?

Do Motley Fool stock recommendations beat the market?

Wed, Dec 07, 2011

“A strategy of shorting stocks with a disproportionate number of negative picks on the site and buying stocks with a disproportionate number of positive picks produces a return of over 9 percent per annum over the sample period,” a National Bureau of Economic Research paper said.

Portugal to apply pension funds to deficit

Wed, Dec 07, 2011

The measure aims to transfer pension funds' liabilities to the Portugese Social Security program while using the assets to help the government meet its budget deficit target and pay down its debt.

The Bucket

The Bucket

Wed, Dec 07, 2011

Brief or late-breaking items from MetLife, Vanguard, Boston Research Group, Securian, Nationwide, The Hartford and the MIT AgeLab.