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Unlikely Rescuer
Sun, Nov 13, 2011
At least three proposals have been floated to open state pensions to private sector workers who have no retirement plan. Given the troubles of many state plans, that's counterintuitive. Artwork by Zaza Khabuliani.
Industry Views
Burton Malkiel Talks About Efficient Markets
In this video sponsored by Vanguard, Burton Malkiel, Princeton professor and author of "A Random Walk Down Wall Street," talks with RIJ editor Kerry Pechter about what "efficient market" means to him. The 10th edition of "A Random Walk" has just been published.
Industry Views are special reports that are sponsored and independent from RIJ's editorial content.
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Cover Stories
It’s a Twister, Auntie 'Ben'
Tue, Nov 08, 2011
U.S. life insurers can weather the impact of 'Operation Twist' for a few years, Moody’s Investors Service says. But another five-plus years of rock-bottom interest rates could damage profits and ratings.
Three Steps to Annuity-Free Income
Wed, Nov 02, 2011
For retirees who say, 'Don't sell me a product!', Thornburg Investment Management recommends a retirement income strategy built on 'endowment' spending, three buckets and its own dividend fund.
‘Decumulation is Like a Rubik’s Cube’
Tue, Oct 25, 2011
The Money Management Institute has identified 34 financial services firms that have created what it calls Personal Retirement Income Solution Management (PRISM) tools or programs.
Featured Stories
Changing Money
On a recent visit to Shanghai, our contributor found that a dollar doesn't command as much respect on the streets of China as it once did.
The Decumulation Beat
Our Half-Full, Half-Empty Retirement Glass
The private DC system covers only about half of American workers at any given time. Proposals to open state pension plans to uncovered workers have been made, and the threat of competition may actually be healthy for the 401(k) system.
News
'Don't Trust Your Pension to Someone Younger than You'
Sun, Nov 13, 2011
In this video, singer-songwriter Cosy Sheridan performs "Higher Financial Reform," a humorous jab at the young quants who seem to keep putting their elders' savings into jeopardy.
Despite equity bounce in October, investors flee to bond funds
Wed, Nov 16, 2011
'After the ups and downs of recent months, investors seem to be suffering from volatility fatigue,' said Ari Nachmany of Strategic Insight.
The kids are not alright… as prospective heirs
Tue, Nov 15, 2011
The wealthy have mixed feelings about passing money to the next generation and about the link between money and happiness, according to a new Barclays Capital survey.
Security Benefit introduces multi-premium fixed annuity for 403(b) plan participants
Tue, Nov 15, 2011
Built for the 403(b) market, the Total Interest Annuity can be funded with contributions up to $16,500 annually or with IRA contributions or rollovers.
The Hartford adds enhanced death benefit to Future6 GLWB
Wed, Nov 16, 2011
The Future6 Death Benefit allows for income withdrawals that do not reduce the death benefit, unlike most VA death benefits, according to Steve Kluever, vice president of product and marketing for Global Annuities at The Hartford.
A.M. Best reports on impact of low rates
Wed, Nov 16, 2011
Although the capital impact has been partially mitigated by substantial capital raising in recent years, additional capital requirements are likely to emerge if low interest rates persist.
