Featured Archives - Page 3 of 43 - Retirement Income Journal

RIIA Sells RMA Designation to the Investment and Wealth Institute (formerly known as IMCA )

By Kerry Pechter Wed, Oct 18, 2017

'We asked ourselves, ‘Who would be the best choice for a partner for a joint venture?’ We made a strategic map and the Investment and Wealth Institute was the...

Published October 19, 2017

Another Nobel Surprise for Economics

By Robert Shiller Thu, Oct 12, 2017

The Nobel committee just honored Richard Thaler, one of the founders of behavioral economics. Our guest columnist calls the choice controversial but appropriate.

Published October 12, 2017

Jackson National VAs Offer Vanguard Funds

By Kerry Pechter

Ten Vanguard funds (including seven actively managed funds) are now available as investment options in several Jackson National variable annuities, including the fee-based Perspective Advisory II, issued three weeks...

Published October 12, 2017

Deja´ Voodoo

By Joseph E. Stiglitz Wed, Oct 4, 2017

'The key lesson of Ronald Reagan’s “voodoo” supply-side economics has not changed: tax cuts like the ones proposed by President Trump do not lead to faster growth, but only...

Published October 5, 2017

How About ‘Free-Based’ Index Annuities?

By Kerry Pechter

If advisors choose not to sell fee-based FIAs because the remuneration is unattractive, then the fiduciary rule will have backfired.

Published October 5, 2017

‘Rothification is a Stupid Idea’

By Kerry Pechter Thu, Sep 28, 2017

During a panel discussion at the IRI conference, former Treasury official Seth Harris, Voya's Sean Cassidy and former Oklahoma congressman J.C. Watts shared strong opinions about tax reform, the...

Published September 28, 2017

Trump Tax Plan Revealed

By Editorial Staff Wed, Sep 27, 2017

'The framework retains tax benefits that encourage work, higher education and retirement security,' said the report issued by the White House Wednesday. It was entitled, Unified Framework for Fixing...

Published September 28, 2017

Allianz, Aegon et al Inject New ‘Variable’ into Dutch DC Biz

By Editorial Staff Thu, Sep 21, 2017

In the Netherlands, American-style drawdowns of variable payments from defined contribution plans is a novel idea.

Published September 21, 2017

The Normalization Delusion

By Adair Turner Wed, Sep 20, 2017

'The psychological bias to expect a return to “normality” will remain strong. But the drivers of post-crisis economic performance are so deep that no return to normality is likely...

Published September 21, 2017

Tax-Free QLACs? It Makes Sense

By Kerry Pechter Thu, Sep 14, 2017

There would be no better way to jump-start awareness of longevity risk than by making withdrawals from qualified longevity annuity contracts tax-free. By reducing dependence on public assistance, the...

Published September 14, 2017

Tontines in the Townships of South Africa

By Moshe Arye Milevsky

Who is a South African startup going to call when they need advice on creating a tontine-like micro-pension for low-income workers? Our guest columnist and tontine expert met with...

Published September 14, 2017

The Time to Buy Annuities is Now

By Kerry Pechter Thu, Sep 7, 2017

With the market so high, more near-retirees should be taking profits and buying lifetime income products. This opportunity won't last forever.

Published September 7, 2017

Smoother Income, with ‘iTDFs’

By Per U. K. Linnemann

Our guest columnist, a former chief actuary of Denmark, adds new details about his design for a target date fund on how to smooth income - and stay fully...

Published September 7, 2017

Is Trump Killing the Dollar?

By Benjamin J Cohen Thu, Aug 17, 2017

'In the administration’s first 200 days, the dollar has lost almost 10% of its value,' writes our guest columnist. 'Investors have been looking for alternative safe havens in other...

Published August 17, 2017

Roth 401(k)s Are the People’s Choice

By Kerry Pechter

New research suggests that the majority of participants, without doing the math, might actually prefer to get taxes on their savings out of the way today and have the...

Published August 17, 2017

Fiduciary rule delayed until July 1, 2019: DOL

By Editorial Staff Thu, Aug 10, 2017

'The delay is really more about giving the DOL time to rework the rule rather than companies really needing more time to prepare,' said Jamie Hopkins, co-director of the...

Published August 10, 2017

Why Not Medicare for All?

By Randall Wray Wed, Aug 9, 2017

The debate over 'repeal and replace' has made it clear that if we are serious about providing universal healthcare to Americans, the only sensible option is single payer, writes...

Published August 10, 2017

Advisors could lose autonomy as a result of regulation: Cerulli

By Editorial Staff Thu, Aug 3, 2017

Asking CFP, CIMA or CFA advisors to outsource portfolio construction and management to a third party is tantamount to questioning their purpose in life,' said new research from Cerulli...

Published August 3, 2017

Dealing with the Contradictions of Financial Advice

By Kerry Pechter

'This is not a problem of Truth and Proof,' wrote Francois Gadenne of RIIA in an email and the inconsistencies of advice. “It is a problem of measurement (of...

Published August 3, 2017

Symetra Offers Fee-Based Fixed Indexed Annuity

By Kerry Pechter Thu, Jul 27, 2017

Distribution of the Symetra Advisory Edge and Advisory Income Edge products began in April through Merrill Lynch, Commonwealth and Raymond James.

Published July 27, 2017

1 2 3 4 5 … 43

Data Connection