Featured Archives - Page 5 of 43 - Retirement Income Journal

Real and Fake News on State Auto-IRAs

By Kerry Pechter Fri, May 5, 2017

Opponents of state-mandated auto-IRAs say the plans will unintentionally rob small business employees of the opportunity eventually to participate in 401(k)s. But that's really a phantom opportunity for many....

Published May 5, 2017

The Fight over Symbols Prevents Real Reform

By Eugene Steuerle Thu, Apr 27, 2017

With health, immigration, trade, and tax policy, the need for real improvements takes a backseat to counterproductive fights over political symbolism, writes our guest columnist, an economist and former...

Published April 27, 2017

Today at the Retirement Industry Conference

By Kerry Pechter

The consensus here at the LIMRA Secure Retirement Institute/SOA Retirement Industry Conference is that the fiduciary rule is here to stay. But industry executives hope that it will be...

Published April 27, 2017

Boeing’s 401(k) Joins the Hueler Annuity Platform

By Kerry Pechter Wed, Apr 19, 2017

Boeing joined IBM, General Motors, Vanguard and other firms in giving its 401(k) plan participants access to the Hueler Income Solutions platform, where they can roll over savings to...

Published April 20, 2017

iTDFs: ‘Self-Driving’ Retirement Cars

By Per U. K. Linnemann

'We’ve added intelligent shock absorbers and an automatic transmission to existing TDFs,' writes the former chief actuary of Denmark about his new retirement product. They 'convey clients seamlessly from...

Published April 20, 2017

Many Happy Returns!

By Kerry Pechter Thu, Apr 13, 2017

As a self-employed person who writes painful quarterly checks to Uncle Sam and pays both ends of his Social Security tax, I made my peace with the infernal revenue...

Published April 13, 2017

The Fed Reveals its Game Plan

By Stephen Slifer Wed, Apr 12, 2017

'Given a snail’s pace of removing excessive monetary policy accommodation, it is hard to envision Fed policy threatening the economy any time soon,' a former senior economist at the...

Published April 13, 2017

DOL Hints at Regulatory ‘Relief’ for Indexed Annuities

By Kerry Pechter Thu, Apr 6, 2017

'Allowing all annuity products to be covered by PTE 84-24 ... could be a signal in terms of where a revision to the rule...

Published April 6, 2017

Anecdotal Evidence: Fresh News from the Emerald City

By Kerry Pechter Wed, Apr 5, 2017

Here's the latest from the nation's capital on the fiduciary rule, the state-sponsored auto-IRA 'Secure Choice' retirement plans, and the 'auto-portability' of 401(k) accounts from old employer to new....

Published April 6, 2017

The Risks to America’s Booming Economy

By Martin Feldstein Wed, Mar 29, 2017

'The danger is that overpriced assets and high-risk loans could lose value and cause an economic downturn,' writes our guest columnist, the well-known Harvard economist.

Published March 30, 2017

Leaks in the Bucket Method

By Kerry Pechter

After reading Wade Pfau's new article on bucketing, I concluded that bucketing has three flaws as a retirement income generator. It calls for equities in the last bucket, not...

Published March 30, 2017

Fixed Annuities Outsold Variable in 2016: LIMRA SRI

By Editorial Staff Wed, Mar 22, 2017

The final quarter of 2016 was a bloodbath. Fixed annuity sales fell 13% to $25.7 billion, after strong results in the first three quarters. Variable annuity sales totaled $25.3...

Published March 23, 2017

Getting Basic Income Right

By Kemal Dervis

'The challenge now—for the developed economies, at least—is to develop stronger and more streamlined social‐solidarity systems, create room for more individual choice in the use of benefits, and make...

Published March 23, 2017

The Fiduciary Rule Delay and Legal Exposure: One Law Firm’s Opinion

By Kerry Pechter Fri, Mar 17, 2017

Published

The Fiduciary Rule Delay and Legal Exposure: One Law Firm’s Opinion

By Editorial Staff Wed, Mar 15, 2017

This bulletin, written by attorneys at the DrinkerBiddle law firm, interprets the DOL's latest Field Assistance Bulletin regarding the likely delay in the applicability date of the fiduciary rule....

Published March 16, 2017

Anecdotal Evidence: What Fee-based Indexed Annuities Reveal

By Kerry Pechter

Advisors who recommend the purchase of a no-commission FIA should split the yield advantage more or less evenly with the client. As a fiduciary, how could the advisor justify...

Published March 16, 2017

DOL Hears Public Comments on Fiduciary Rule (Again)

By Kerry Pechter Thu, Mar 9, 2017

Brokers and insurance agents told the Department of Labor to kill the fiduciary rule, but robo-advisors such as Financial Engines and Betterment still favored it, as did private citizens,...

Published March 9, 2017

The Dollar as Reserve Currency: Benefit or Burden?

By Kerry Pechter

Should the dollar abdicate its role as the lingua franca of money? In this exclusive interview, economist Barry Eichengreen of the University of California, Berkeley offers some much-needed perspective.

Published March 9, 2017

The Best of Recent Economic Research

By Kerry Pechter Wed, Mar 8, 2017

The six academic papers cited here identify several points where, even when we don’t realize it, macroeconomics and personal finance intersect.

Published March 9, 2017

Fee-Based FIAs Are Customer-Friendly. But Will They Sell?

By Kerry Pechter Thu, Mar 2, 2017

'While the education process is taking longer than we’d like, the bucket of money is so large that it’s worthwhile,' said Joe Maringer, national sales vice president at Great...

Published March 2, 2017

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