Income Strategies Archives - Page 5 of 6 - Retirement Income Journal

Allianz Life issues no-commission fixed indexed annuity with income riders

By Editorial Staff Thu, Feb 9, 2017

Retirement Foundation ADV offers two income options. One starts with a higher age-dependent payout percentage that is fixed for the life of the contract. The other has a lower...

Published February 9, 2017

TIAA offers double-shot of income solutions for DC plans

By Editorial Staff Thu, Jan 26, 2017

Plan sponsors and/or their third-party consultants select the investment options and design the glide paths formulas for their TDFs and combine them with one of two income solutions on...

Published January 26, 2017

Rx for Retirement: A Low Dose of Equities

By Kerry Pechter Mon, Jan 23, 2017

'For retirement investors attempting to minimize downside risk while sustaining future withdrawals, appropriate equity allocations range between five and 25%,' write Keith C. Brown (inset) and W. V. Harlow...

Published January 26, 2017

What To Tell Nervous (Older) Clients Now

By Kerry Pechter Thu, Dec 8, 2016

During market turmoil, the messages from “retirement income” advisors to their clients should be substantially different in their content from the messages that investment advisors typically send to their...

Published December 8, 2016

The Annuity That Pays for Itself

By Kerry Pechter Thu, Oct 13, 2016

The deferred income annuity, aka longevity insurance, is favored by academics and is mandatory in Germany and Singapore. Here's a compelling new way to explain its value to clients,...

Published October 13, 2016

The Essence of Goal-Based Investing

By Kerry Pechter Wed, Sep 7, 2016

Goal-based investing is more than just mental accounting that assigns labels like “house,” “college” or “retirement” to different pots of money. It's ultimately about risk management, as we learned...

Published September 8, 2016

Advisors: Give this ‘Tilt’ a Whirl

By Kerry Pechter Wed, Aug 3, 2016

Last month, we reported on John Walton's "tilt" method of fine-tuning systematic withdrawals in retirement. New research by the Texas hydrologist-turned-retirement income specialist combines tilting and income annuities. ...

Published August 4, 2016

DC plans still slow to embrace lifetime income: Willis Towers Watson

By Editorial Staff

Most employers prefer education and planning tools, and partial or systematic withdrawals during retirement, to annuities or other managed payout options, which consultants called “more effective."

Published August 4, 2016

A new topic for Brits to argue about: Decumulation

By Editorial Staff Thu, Jul 14, 2016

Two UK small-plan providers, The People's Pension and Now Pensions, don't want NEST, the public DC option for small companies, to offer a retirement income strategy in competition with...

Published July 14, 2016

Proof that SPIAs Still Make Sense

By Alexandra Macqueen Thu, Mar 17, 2016

Even when interest rates are low, adding a lifetime income annuity to a fund portfolio 1) reduces the risk of portfolio ruin, 2) increases current income, and, 3) if...

Published March 17, 2016

Scaling Retirement Solutions

By Kerry Pechter Thu, Mar 3, 2016

At the EDHEC Risk Institute in France, financial researchers are trying to figure out how advisors can leverage technology to "mass customize" the goal-based approach to retirement income planning....

Published March 3, 2016

Eight core ideas for retirement planning: Wade Pfau

By Editorial Staff Thu, Feb 18, 2016

Here are eight useful principles from the award-winning economist and professor of Retirement Income at The American College of Financial Services.

Published February 18, 2016

DFA and S&P Collaborate on STRIDE Index

By Kerry Pechter Tue, Feb 2, 2016

STRIDE stands for Shift To Retirement Income and DEcumulation. 'We see the index as an appropriate benchmark for the transition from wealth accumulation to income,' said Philip Murphy, vice...

Published February 4, 2016

Video: Income ‘Roundtable’ at The American College

By Kerry Pechter Thu, Jan 14, 2016

Retirement income sources, including annuities, reverse mortgages, Social Security and LTCI, were topics of this two-hour seminar from the Retirement Income Certified Professional program at The American College. (Above:...

Published January 14, 2016

Tales from the Annuity Frontier

By Kerry Pechter Thu, Jan 7, 2016

Three pioneers in the creative use of annuities in retirement portfolios--Wade Pfau, Joe Tomlinson, and Steve Vernon--have created an "efficient frontier" for deferred income annuities in two reports published...

Published January 8, 2016

No-Nonsense Income Planning

By Kerry Pechter Wed, Dec 16, 2015

Jim Otar has explained his "zone" approach to retirement income planning in hundreds of presentations to thousands of advisors since 1997. He spoke at the IMCA retirement conference in...

Published December 17, 2015

RetirePreneur: Mark Warshawsky

By Kerry Pechter Wed, Nov 11, 2015

With his new venture, ReLIAS LLC, the well-known retirement scholar-turned-entrepreneur Mark Warshawsky plans to market a process for helping retirees build ladders of single premium immediate annuities with part...

Published November 12, 2015

Key Factors to Consider When Buying a Deferred Income Annuity

By LIMRA Industry Trends Blog

Advisors should focus on the DIA's ability to take pressure off the client's investment portfolio, rather than on the size of the DIA's payout, according to this post on...

Published November 12, 2015

TIPS for the Long Run?

By Kerry Pechter Thu, Nov 5, 2015

Whether you'd prefer the new Dimensional Target Date Retirement Income Funds over one of the "big three" TDFs might depend on whether you share Robert Merton and Zvi Bodie's...

Published November 5, 2015

Principal Adds ‘In-Plan’ Deferred Income Annuity Option

By Kerry Pechter Fri, Oct 23, 2015

Participants in Principal Financial defined contribution plans will be able to buy deferred income annuities a little at a time or in a lump sum just before retirement.

Published October 23, 2015

1 … 3 4 5 6

Data Connection

Lists*