F-H-L-B Spells Cheap Cash for Big Annuity Issuers

By Mon, Jun 30, 2025

The largest borrower from the Federal Home Loan Bank (FHLB) system in 2024 was Athene Annuity and Life, at more than $15 billion. For at least 16 other top annuity issuers, FHLB loans are a key source of "fungible," low-cost borrowed capital.

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