Editor Test, Author at Retirement Income Journal

Retirement Opportunity Will Also Be Disruptive—Deloitte

By Editor Test Wed, Oct 21, 2009

Financial service companies hoping to capture "money in motion" must first address internal issues around operations and products, according to Deloitte's "Mining the Retirement Income Market" report.

Published October 21, 2009

Fed’s Anti-Inflation Fire Drills Employ ‘Reverse Repos’

By Editor Test

In theory, the Fed will be able to remove excess cash from the banking system by selling Treasuries to banks with the agreement to buy them back later at...

Published October 21, 2009

Get Smart

By Editor Test

With its inflation-adjustments and liquidity features, Lincoln's new SmartIncome SPIA is designed to answer the usual objections to income annuities.

Published October 21, 2009

Probability of Survival From the Age of 65 in 2045

By Editor Test Wed, Oct 14, 2009

Published October 7, 2009

The Abnormal Is the Norm

By Editor Test Tue, Oct 13, 2009

Does anyone really coast smoothly into retirement? Not guys like my friend Mark, the brilliant engineer. He married at 40, was laid off at 55, and now, at 62,...

Published October 14, 2009

Retirement Planning a Challenge for Hispanic Americans

By Editor Test

Only 25.6% of Hispanics are covered by employer-sponsored retirement plans, compared to 42.5% of whites and 40% of African-Americans.

Published October 14, 2009

U.S. Life Settlements Activity Flat in 2008

By Editor Test

“The economic crisis was the major impediment to growth in the United States life settlements market in 2008," said Scott Hawkins, analyst at Conning.

Published October 14, 2009

A Third of DC Plans Have Auto-Enrollment—Mercer

By Editor Test

While 74% of employers have a targeted employee participation rate of 80% to 100% percent, only half have achieved that goal.

Published October 14, 2009

Cash-strapped Firms Hope to Delay Pension Funding Mandates

By Editor Test

Three legislative proposals would allow companies to make interest-only payments for two years on their 2008 losses and then amortize pension shortfalls over the next seven years.

Published October 14, 2009

In the U.K., Are Pensions a Retention Tool, or Just a Compliance Chore?

By Editor Test

Only 55% of working Britons participate in a company pension “scheme” or plan, a survey by Blackrock and the Chartered Institute of Personnel and Development showed.

Published October 14, 2009

New White Paper Describes New Normal

By Editor Test

“The latest downturn shows that asset allocation alone is not enough," said LIMRA CEO Bob Kerzner.

Published October 14, 2009

J.P. Morgan Adopts FundQuest’s Advisor Gateway™ Platform

By Editor Test

The program uses FundQuest's reporting, portfolio modeling, fund selection, and rebalancing technology.

Published October 14, 2009

Sun Life VA Sales Up 35% At Mid-Year

By Editor Test

Sun Life was the fifteenth largest seller of variable annuities in the U.S. in the first half of 2009, with $1.4 billion in sales and a 2.3% share of...

Published October 14, 2009

AIG and ING Sell Units to Raise Cash

By Editor Test

Both firms are divesting major subsidiaries to pay back billions extended to them by the U.S. and Dutch governments, respectively.

Published October 14, 2009

Highlights of Principal Financial Survey

By Editor Test Wed, Oct 7, 2009

Published September 30, 2009

Guardian Expands Sales Team for Retirement Solutions

By Editor Test

Guardian is now a strategic partner for LPL Financial's new Retirement Plus Program, which provides products and support for independent financial advisors.

Published October 7, 2009