Editorial Staff, Author at Retirement Income Journal

Published April 11, 2019

Wade D. Pfau (pictured) will also serve as co-director, with Steve Parrish, of the New York Life Center for Retirement Income at the college. College president and CEO George...

Different folks, different retirement strokes

By Editorial Staff Thu, Apr 4, 2019

MassMutual sponsored interviews with Americans of several different ethnicities and found striking differences in their attitudes toward and expectations of retirement.

Published April 4, 2019

Allianz Life’s new binary indexed annuity: A remedy for RMDs

Published April 4, 2019

Most retirees don’t want to get involved in the management of RMDs, says Matt Gray (photo), a senior vice president for product innovation at Allianz Life. He's got a...

TrimTabs foresees no US slowdown

By Editorial Staff Thu, Mar 28, 2019

The research firm said in a release this week that its Macroeconomic Index is near a record high.

Annexus announces new indexes for Athene, Transamerica annuities

Athene and Annexus also said they intend to launch a new fixed index annuity, called Athene Velocity, with a free built-in income rider, but did not elaborate.

Honorable Mention

Ubiquity raising $19 million to finance small plan recordkeeping software; Gen-Xers are a lost generation in the workplace: MetLife; Betsy Palmer takes top communications job at AIG; New 3.05%...

Symetra Trek: The Latest Structured (or RILA) Annuity

'This product is primarily for equity investors who want to mitigate their downside risk, not people who want a safe investment that has more return potential than bonds,' said...

AIG tops annuity sales for first time since 2007: LIMRA

By Editorial Staff Thu, Mar 21, 2019

The top five sellers of total annuities in 2018 representing 32% of market share were AIG Companies, Jackson National Life, New York Life, Lincoln Financial Group and Allianz Life...

Fixed Annuities, Unchained!

AIG ranked as the top carrier overall for non-variable deferred annuity sales in the fourth quarter of 2018, with a 9.8% market share. Total sales of MYGAs (multi-year guaranteed-rate...

Side-by-Side Comparison: A VA Minimum Accumulation Benefit Rider vs. an Index Annuity

Which of these two types of annuity contracts was able to offer the best principal protection and upside potential over a 10-year period? CANNEX tested them over 10,000 randomly...

Honorable Mention

Global Atlantic and RiverSource complete reinsurance deal; Empower Retirement partners with advisory firms on 401(k) managed accounts; Among women, good intentions about retirement go unfulfilled: Lincoln; Life/annuity industry income...

Published March 14, 2019

Concord Coalition blasts Trump budget proposal

By Editorial Staff Wed, Mar 13, 2019

'Non-defense appropriations, which make up roughly 16% of the budget, would be reduced by more than $1 trillion over 10 years. Nothing in recent experience would suggest that cuts of this...

Financial industry mobile apps don’t measure up: JD Power

Published March 14, 2019

JD Power studied wealth management mobile apps from 15 of the largest financial services companies and found that high net worth investors give them low grades.

Retail investors reach for income when interest rates fall

By Editorial Staff Thu, Mar 7, 2019

A one percentage point drop in the federal funds rate is associated, over the following three years, with a five percent increase in the inflows to stock mutual funds...

Published March 7, 2019

Honorable Mention

Published March 7, 2019

Prudential promotes “sidecar” savings plan for emergencies; Student loan payments are eligible for partial match in Travelers 401(k) plan; Athene attributes losses to adverse interest rate, equity market conditions.

Surrender rates on some FIAs tick higher

Published March 7, 2019

While interest rate hikes tend to drive surrenders from fixed indexed annuity contracts, surrenders decline when a contract's lifetime income benefits are 'in the money,' studies by Ruark Consulting...

Investors fond of bonds so far in 2019

By Editorial Staff Thu, Feb 28, 2019

'Retail investors remain skeptical of the ferocious stock market rally early this year,' said David Santschi, director of liquidity research for TrimTabs. 'While bond mutual funds are drawing big...

Published February 28, 2019

Assets are concentrated among ‘mega’ advisors

Published February 28, 2019

“As advisors think more holistically about the nonfinancial, intangible impact they can have on their clients, mega teams well positioned to compete in this experience-centric model,” said...

Envestnet Insurance Exchange aims for June 2019 launch