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Retirement Income Journal - The information forum of the decumulation industry.
May 2025 Issue
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May 2025

Articles by Author: George A. (Sandy) Mackenzie

A Recession’s Threat to Retirees and Near Retirees

By George A. (Sandy) Mackenzie Thu, Jun 30, 2022

A recession today could reduce a new retiree's ability to pay for assisted living or nursing care services or long-term care 20 years from now, among other effects,...

Published June 30, 2022

Unlocking the Code of Moshe Milevsky’s Latest Book

By George A. (Sandy) Mackenzie Thu, Jan 21, 2021

The retirement guru's technical new book shows software-savvy readers how to answer common questions in retirement income planning using his algorithms and "R" code.

Published January 22, 2021

Imagining the Post-Pandemic Economy

By George A. (Sandy) Mackenzie Wed, Aug 26, 2020

The federal government’s deficit will eventually need to be brought down, but it will nonetheless be appropriate for the government to spend more than it would have spent in...

Published August 27, 2020

The CARES Act Isn’t Careful Enough

By George A. (Sandy) Mackenzie Thu, Apr 16, 2020

If this agonizing period leads to genuine reform, our 'blood, sweat and tears' (to borrow Winston Churchill’s famous words) won't have been in vain, writes our contributor.

Published April 16, 2020

COVID-19’s Financial Impact on Older Americans

By George A. (Sandy) Mackenzie Wed, Apr 8, 2020

'Pandemics and financial crises have occurred throughout history,' writes our guest columnist, a former IMF official. 'Think of the biblical account of Ancient Egypt, and the cycle of lean...

Published April 9, 2020

An Imperfect Demand Stimulus

By George A. (Sandy) Mackenzie Thu, Mar 26, 2020

While the Great Depression of the 1930s saw a massive contraction in demand, the current crisis entails a massive shock to the economy’s supply side, writes our guest columnist,...

Published March 26, 2020

‘An Economist Walks Into a Brothel’

By George A. (Sandy) Mackenzie Thu, May 23, 2019

The legalized version of the world's oldest profession offers a test-case of risk and reward in Allison Schrager's new book, subtitled, 'And Other Unexpected Places to Understand Risk.' ...

Published May 23, 2019

To Defer or Not To Defer (SPIA or DIA)?

By George A. (Sandy) Mackenzie Thu, May 2, 2019

A deferred income annuity (DA) is cheaper than an immediate income annuity (IA), but an IA generates more income than a comparable risk-free investment, writes our guest columnist, the...

Published May 2, 2019

Risks that Can Ruin a Retirement, Part II

By George A. (Sandy) Mackenzie Thu, Mar 7, 2019

In retirement, "risk" can turn from an object of pursuit to an object of avoidance. In the second installment of a two-part article, our guest columnist continues his discussion...

Published March 7, 2019

Risks That Can Ruin a Retirement

By George A. (Sandy) Mackenzie Thu, Feb 28, 2019

In the first of a two-article series, the retirement expert, author and editor enumerates and describes the many risks that retirees face. (Spoiler alert: Mortality is not one of...

Published February 28, 2019

Philadelphia Story

By George A. (Sandy) Mackenzie Wed, May 16, 2012

Mackenzie, author of two books on pensions and annuities, attended the Pension Research Council’s conference on “The Market for Retirement Financial Advice” two weeks ago at the Wharton School...

Published May 16, 2012

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