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Retirement Income Journal - The information forum of the decumulation industry.
May 2025 Issue
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May 2025

Articles by Author: John McCarthy

VA Issuers Show Optimism: Morningstar

By John McCarthy Thu, May 28, 2015

This report on first-quarter changes to variable contracts, produced by Morningstar's John McCarthy, is a must-read for anyone trying to stay abreast of the VA market.

Published May 28, 2015

‘Changing of the Guard’ Continues in VA Sales

By John McCarthy Wed, Aug 27, 2014

MetLife is selling one-third of what it was two years ago. Prudential is selling half of what it did in the first two quarters of 2012. The biggest gainers...

Published August 28, 2014

Morningstar issues quarterly VA survey

By John McCarthy Thu, Jun 26, 2014

Trends appearing in a slow quarter: A focus on 'investment-only' contracts, buybacks to reduce liabilities, and new living benefit structures that shift risk to the contract owner.

Published June 26, 2014

VA Issuers Limit Inflows in 3Q: Morningstar

By John McCarthy Thu, Nov 28, 2013

During 3Q 2013, carriers filed 84 annuity product changes. AXA Equitable made a buyout offer, several carriers limited new payments to contracts, and Jackson National made living benefits available...

Published November 28, 2013

Lots of Little VA Changes in Q2

By John McCarthy Sun, Sep 8, 2013

Morningstar's Annuity Solutions product manager provides a review of changes to variable annuity contracts in the second quarter of 2013. Transamerica issued 32 new contracts and The Hartford closed...

Published RIJ Advisor

VA Issuers Keep On Tweakin’

By John McCarthy Wed, Jun 5, 2013

Carriers filed 97 VA product changes in the first quarter of 2013, down from 101 in the fourth quarter of 2012 and 59 in Q1 of last year. Benefits...

Published June 6, 2013

Variable Annuity Carriers ‘Mix It Up’ in Q4

By John McCarthy Thu, Feb 21, 2013

"We may be at an inflection point, with the first carriers beginning to tweak products in small ways for competitive advantage despite the ongoing low interest rate environment," writes...

Published February 21, 2013

Morningstar VA Product Update

By John McCarthy Wed, Oct 3, 2012

Carriers are dealing with the reality that living benefits are costly to maintain, so activity is being sought elsewhere as the wait continues for interest rates to rise, according...

Published October 4, 2012

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