Kerry Pechter, Author at Retirement Income Journal

Articles by Author: Kerry Pechter

Editor and Publisher of Retirement Income Journal, Kerry Pechter is author of Annuities for Dummies (Wiley, 2008) and former editor of the SourceMedia publication, Annuity Market News/Retirement Income Reporter. He has been an annuity columnist for Senior Market Advisor, and his feature articles have appeared in The New York Times, Wall Street Journal, Men's Health and many other national publications. From 1997 to 2006, he was a writer and editor supporting the Retirement Resource Center at The Vanguard Group. In 2009, he traveled to Taiwan and reported on the retirement industry there as a fellow of the National Press Foundation. A graduate of Kenyon College and recipient of a fellowship in creative writing at Indiana University, Pechter resides in Emmaus, PA, with his wife Lisa, the director of marketing and publicity for the Pennsylvania Shakespeare Festival at DeSales University.

Roll Over, Rollovers: ‘Roll-Ins’ Have Arrived

By Kerry Pechter Wed, Apr 24, 2013

Retirement Clearinghouse (formerly RolloverSystems) CEO Spencer Williams wants people to consolidate (roll in) their retirement accounts in their current 401(k)s. It would mean fewer ‘stranded’ retirement accounts and less...

Published April 25, 2013

A Man of Conviction

By Kerry Pechter Wed, Apr 17, 2013

How did Matthew Hutcheson, once a poster boy for fiduciary rectitude, turn into the wanted-poster man for fiduciary misconduct? But his ill-fated deal for the Osprey Meadows golf course...

Published April 18, 2013

Dialing the Right Withdrawal Rate

By Kerry Pechter Sun, Apr 14, 2013

The 4% withdrawal rate (adjusted annually for inflation) is the basic chassis that advisor/researcher Michael Kitces builds his income strategies on. But that's just the beginning.

Published RIJ Advisor

Obama’s Budget Too Austere for Retirement Industry

By Kerry Pechter Thu, Apr 11, 2013

There’s outrage and indignation over the administration’s call for a $3 million cap on lifetime accumulations in tax-favored accounts, but only a tiny number of accounts would be affected.

Published April 11, 2013

Pick and Roll(over)

By Kerry Pechter Wed, Apr 3, 2013

Hundreds of TV ads for financial services have appeared during the 2013 NCAA men's basketball tournament so far. None was an absolute slam dunk, but all were good. Read...

Published April 4, 2013

VA Net Flows ‘Grim’ in 4Q 2012: Morningstar

By Kerry Pechter Thu, Mar 28, 2013

“A spike in outflows from group contracts and continued large outflows from companies that have exited the business were the major components of the precipitous drop," wrote Morningstar's Frank...

Published March 28, 2013

Where the Wealth Is

By Kerry Pechter Wed, Mar 13, 2013

Do you build and wholesale financial products? Cerulli reports that the giant wirehouse channel shrank slightly last year, to the benefit of the fast-growing RIA and dually-registered advisor channels.

Published March 14, 2013

Cutting Longevity Tail Risk Down to Size

By Kerry Pechter Thu, Mar 7, 2013

In a white paper published last month, Milliman actuaries describe a design for a mini defined benefit plan that a plan sponsor could tuck inside a defined contribution plan...

Published March 7, 2013

The Best Retirement Research of 2012

By Kerry Pechter Thu, Feb 28, 2013

For the second consecutive year, we bring you the most intriguing, influential and useful retirement-related academic research that came to our attention in the prior year.

Published February 28, 2013

A Busload of Tools for Assessing Annuities

By Kerry Pechter Tue, Feb 19, 2013

Cannex, distributor of real-time annuity pricing data to broker-dealers and life insurers in the U.S. and Canada, has added analytic and educational tools to its website. The tools help...

Published RIJ Advisor

Sorry to Burst Your Bubble

By Kerry Pechter Thu, Feb 14, 2013

A look at the way bond funds recover from rate hikes and a review of the effect of rate hikes in the 1970s and 1980s on bond funds shows...

Published February 14, 2013

The Retirement Income Paradox

By Kerry Pechter Thu, Feb 7, 2013

In a survey of advisors on the topic of retirement income, GDC Research and Practical Perspectives found the firm that certain "contradictions" are making it hard for firms to...

Published February 7, 2013

Different Floors, Different Ceilings

By Kerry Pechter Sun, Feb 3, 2013

MetLife and Allianz Life have applied for SEC approval of annuity contracts that offer risk-return trade-offs similar to AXA Equitable Life’s successful Structured Capital Strategies product.

Published RIJ Advisor

Big Blue Longevity Dots

By Kerry Pechter Thu, Jan 31, 2013

For Prudential Financial’s 30-second Super Bowl ad, its agency built a scoreboard-sized wall in a park in Austin, Texas and recruited hundreds of random Texans to post pie-sized blue...

Published January 31, 2013

CDAs and the Law

By Kerry Pechter Thu, Jan 24, 2013

Contingent deferred annuities (CDAs) are on the minds of insurers these days and took up a fair portion of yesterday’s seminar on securities products of insurance companies at the...

Published January 24, 2013

Five Questions to Ask about DIAs

By Kerry Pechter Sat, Jan 19, 2013

If you’re determined to think of DIAs as investments, they’re probably not for you. But if you think of them as insurance against longevity risk, they can make sense...

Published RIJ Advisor

How TOPS Avoids Bottoms

By Kerry Pechter Wed, Jan 16, 2013

2012 was the first full year of performance of a managed volatility strategy designed by Milliman for TOPS Protected Portfolios and used in Ohio National, Nationwide and Minnesota Life...

Published January 17, 2013

Three New Annuities to Ring in 2013

By Kerry Pechter Thu, Jan 10, 2013

Rates may still be low, but annuity products keep coming off the assembly line. American General has a new deferred income annuity, Security Benefit a new fixed indexed annuity...

Published January 10, 2013

With a Name Like Golden, You’d Better Be Good

By Kerry Pechter Mon, Jan 7, 2013

Actuary Jerry Golden is always up to something. Now he has a new retail business, called Savings2Income, which offers mass-affluent retirees three ways to create retirement income.

Published RIJ Advisor

New Kids on the Blocks

By Kerry Pechter Thu, Jan 3, 2013

What happens when Wall Street dealmakers who are in business to make a killing enter the life insurance industry, where people are traditionally in business to make a living?

Published January 3, 2013

1 … 47 48 49 50 51 … 58

Data Connection

Lists*