The Bucketing Brigade

Pershing LLC, Sovereign Bank, and Securities America have all made Income for Life Model (IFLM) software available to advisors. That represents growth for IFLM, and progress for the income paradigm. (Sculpture by Stephane Cauchy.)

Wells Fargo’s New Annuity Wagon

Wells Fargo Asset Management's new target-date series of CITs comes with a built-in, optional retirement income strategy: systematic withdrawals plus an annuity starting at age 85.
Featured

Mind Your ETFs and CITs

In this data-rich report, the president of the Center for Due Diligence, a Chicago-based organization for plan advisors, explains which way the winds of the 401(k) world are blowing. (Hint: Think passive and low-cost.)
News

Investment opportunity in China?

Western investors shouldn't assume that they have no shot at managing China’s pension assets, according to a news report in IPE.com.

Social Security: A manageable problem

If employees and employers each paid 1.34 percentage points more in payroll taxes, starting immediately, everyone who reaches retirement age at least through 2086 would receive the current package of Social Security benefits, according to Alicia Munnell of Boston College.

The Bucket

Brief or late-breaking items from National Academy of Social Insurance, New York Life, LPL Financial, Fortigent, BNY Mellon, Investor Analytics, National Exchange Traded Funds Association, and the American Association of Long-Term Care Insurance.

Macchia, the Man and the Machine

David Macchia, the president of Wealth2k and developer of Income for Life Model, keeps going and going and going... and thinking a lot about the Boomer retirement income opportunity.

Mind the Longevity Gap!

Ruark Insurance Advisors Inc. estimates that the cost of unhedged longevity risk in a typical variable annuity living benefit could be as much as 1.40% annually on the declining asset balance--in addition to the customary policyholder charge of 1.00%.