Annuities that Pay Cash Back Rewards

Gainbridge, a insur-tech startup, aims to sell fixed deferred and period certain income annuities online. Its sister company, Relay, uses annuities to fund cash back rewards cards. Both firms are part of Group1001 (formerly Delaware Life Holdings).
Anecdotal Evidence

The Reason for SPIAs, from Pfau and Finke

In a new whitepaper sponsored by Principal Financial Group, the two retirement experts from The American College use hypothetical cases to show the advantages of using deferred and immediate income annuities to reduce risk in retirement.

Global insurers wary of recession: Goldman Sachs

'Global insurers are decreasing allocation to public equities,' said Michael Siegel, GSAM’s Global Head of Insurance Asset Management. 'Insurers are also shifting to less liquid asset classes such as private equity.'

Financial Engines keeps growing

The 401k investment advice firm added hundreds of plans. Phyllis C. Borzi, who led the Obama administration's fiduciary rule effort, has joined the Edelman Financial Engines board of directors.
Why 'green' means green

How and Why to Invest in a Climate Change Strategy

To make money (and save civilization), investment gurus from GMO LLC recommend investing in companies that will benefit from the battle to slow, offset or adapt to the effects of climate change. (Photo: Jeremy Grantham)

Honorable Mention

UK pensions race to de-risk before Brexit; 'The environment' ranks low when choosing investments: Allianz Life; OASDI reserves rise $3 billion and gain a year of viability; CBO expects slower real GDP growth in 2019.


April 19, 2019

New Research on 401K Plans, from Top Researchers

Boston College, DCIIA and Morningstar provide new research on Britain's 'NEST' experience with auto-enrollment, custom TDFs and why replacing bad 401k investment options is a good idea.
April 11, 2019

Tell Us What You Really Think

At the LIMRA-Society of Actuaries Retirement Industry Conference in Baltimore last week, Scott Stolz from Raymond James, Greg Jaeck from Edward Jones and Jarrod Fisher from Simplicity Financial Distributors delivered frank opinions about annuities...
April 4, 2019

Why Indexed Annuity Sales Are So Strong

Many factors are driving the increase in indexed annuity sales: More manufacturers, better products, more distributors, competitive commissions, aging boomers, and relaxed regulation. But does the bubble contain the seeds of its own deflation?