Project LIMA Aims to Solve the Annuity Puzzle

Milliman, the actuarial consulting firm, envisions putting a multi-premium deferred income annuity inside a 401(k) managed account as a way to turn tax-deferred savings into lifetime income. It seeks an asset manager partner.

Why Bernie is So Demanding

Sen. Sanders is the atavistic avatar of demand-side economics, which dominated public policy from 1932 to 1971. Supply-side economics has held sway since the Reagan years. The 2020 election is a contest between these competing versions of macroeconomics.

Investors pump money into bonds: Morningstar

Vanguard holds more than a fourth of all long-term assets, up from 10% in 2000, according to Morningstar's fund flows report for January, written by senior analyst Tony Thomas, Ph.D. and associate analyst Nick Watson.
Indexed annuities

Lifetime income withdrawals from FIAs up 39%: Ruark

'Lifetime income commencement increases sharply when policies are in the money, that is, when the benefit base exceeds the account value,' writes Tim Paris, CEO of Ruark Consulting.


February 20, 2020

Ask the Wizard: Can I Retire?

We tested online retirement readiness calculators at Vanguard, Fidelity, Schwab, New York Life, Pacific Life and the Alliance for Lifetime Income to look for best practices that might inform the creation of a standard...
February 13, 2020

Research Roundup

These five research papers explain why many institutional investors still work with 'high-touch' brokers, why the economy may slow as populations shrink, why parents might save more than they need to, why middle-aged rural...
February 6, 2020

A New Kind of Old Folks’ Home

For retirees who want a bundled (but not too restrictive) solution to their future housing and medical needs, a Type-C Continuing Care Retirement Community is an option. RIJ looked into the costs.