January 6, 2010 Archives - Retirement Income Journal

AXA Trumpets a Treasury-Linked VA Rider

By Kerry Pechter

AXA Equitable Life (and its trademark gorilla) have bounced back from the financial crisis with a novel variable annuity rider that pegs guaranteed accumulation and withdrawal rates to the 10-year Treasury rate, plus one percent.

Can’t Do The Math

By Kerry Pechter

You knew it all along, but now there's evidence. Most Americans are financially illiterate. Experts wonder how the millions who don't understand compound interest can possibly fashion successful retirements.

Bridge to Somewhere

By Kerry Pechter

"Liability-driven investing for individuals" is how J. Brent Burns, MBA, (left), and Stephen J. Huxley, Ph.D., describe Asset Dedication, which is the name of their bond-laddering methodology, their book and their company.

Luck of the Draw

By Kerry Pechter

In this second installment of our series on retirement risks, we examine sequence-of-returns risk: what it is, what it can cost, and how best to deal with it.

Featured

A Decade to Remember. Or Not.

By Ron Surz

The president of PPCA, Inc., and Target Date Solutions looks back at the worst calendar-decade for U.S. stocks since the beginning of the Great Depression, and offers his informed perspective on TDFs.

News

Bernanke Blames Crisis on Regulatory Failure

By Editor Test

The Fed's vice chairman, Donald Kohn, added that the fragile economic recovery would “warrant exceptionally low” interest rates “for an extended period.”

Public Pension Shortfall Estimated at $2 Trillion

By Editor Test

Public pension funds still assume interest rates of 8% when estimating future returns, one analyst noted.

Lincoln Financial Completes Sale of Delaware Investments

By Editor Test

Delaware Investments will continue to manage Lincoln Financial general account insurance assets under a long-term contract, and provide sub-account advisory services.

401(k) Management Tool Launched by Kring Financial

By Editor Test

The 401k ProAdvisor service will provide specific recommendations on what funds and amounts the client should buy or sell each quarter.

Advocacy Group Campaigns for “CPI-Senior”

By Editor Test

Anticipated legislation by Rep. John “Jimmy” Duncan, Jr. (R-TN) would direct the Bureau of Labor Statistics (BLS) to determine the “right” CPI-S formula.