Anecdotal Evidence

DOL’s Perplexing ‘Best Interest’ Proposal

Why is the Trump Labor Dept so determined to align its Best Interest standard with the SEC's 'Reg BI'? It claims that such an alignment will be more efficient. But if DOL doesn't protect participants, who will?
News from RIJ Subscribers, Et Alia

Honorable Mention

SIMON platform to offer Allianz Life fixed indexed annuities; Janus risk-managed index available in Global Atlantic FIA; Morningstar completes purchase of Sustainalytics; MetLife joins sustainability initiative; Life insurers’ real estate assets bear watching: AM Best; Asset management consolidation to continue: Cerulli.
Interest Rates

Odds Favor Yield Curve Control

'A turn toward yield curve control doesn’t necessarily preclude the Fed from doing more quantitative easing. I expect they would use the tools in tandem,' writes our guest columnist, an economist at the University of Oregon.

Nassau Financial creates Apple app to sell fixed-rate annuities

The contract, “Simple Annuity,” and the app of the same name will support the sale of the annuity by independent, commissioned insurance agents and by Nassau’s own licensed, salaried representatives. (Photo: Paul Tyler, Nassau CMO.)


July 2, 2020

Tontine Savings Accounts

'While mimicking the high payouts of an actuarially fair variable life annuity, TSAs would cost significantly less than commercial life annuities,' write Forman and Fullmer.
June 25, 2020

Better than Throwing Darts

'We have all these insurance agents selling billions of dollars of fixed indexed annuities. But they have few clues about how the crediting rates have performed,'' says Kent Jacquay. With his Indexalyzer software, he...
June 18, 2020

A New Kind of Income Annuity

Achaean Financial and Ash Brokerage, a large Fort Wayne, Ind., BGA, are partnering on a potential retirement game-changer: Achaean's immediate indexed income annuity, couched in Ash's JourneyGuide planning software. The underwriter has yet to...