Adding a ‘Retirement Tier’ to 401(k)s

Drew Carrington, who markets Franklin Templeton funds through jumbo 401(k) plans, believes that plans should include a “retirement tier” reserved for participants who are nearing retirement. His payout funds would fit nicely into that space.
Anecdotal Evidence

How Much Retooling Does the 401(k) Need?

At the ERISA Advisory Council's meeting this week and at an EBRI webinar, proposals to inject lifetime income elements into 401(k) plans were debated and evaluated.

The Journal of Retirement’s spring issue

The issue contains articles by retirement gurus David Blanchett, Alicia Munnell, and John Turner, plus a review by Sandy Mackenzie of Jack Bogle's latest book.
Guest column

The Anatomy of Global Debt

Global debt has hit a new high of 225% of world GDP. So, as the IMF’s new Global Debt Database shows, there has been no deleveraging at all at the global level since the 2007-2008 financial crisis.

Honorable Mention

Brief or late-breaking items from Nationwide, the Center for Retirement Research at Boston College, Prudential Financial, Charles Schwab and Milliman.


June 14, 2018

‘Show Me the Income’

The focus was on mutual funds and ETFs at Morningstar's 30th Investor Conference this week in Chicago, but retirement financing and the 'best interest' proposal were also discussed. (Photo: Nobel Prize-winner Daniel Kahneman and...
June 7, 2018

An Income Strategy for ‘M.T. Knestors’

We gave WealthConductor LLC a real retirement income case to solve. Here's the 'bucketing' plan their IncomeConductor software created for a couple with $663,000.
May 31, 2018

The Myth of the Aging Society

‘The standard chronological measure of age makes less sense than ever,’ writes our guest columnist, a professor at the London School of Economics and co-author of ‘The 100-Year Life: Living and Working in an...