Merton and Muralidhar’s Retirement Income Vision
In this video, Nobel laureate Robert Merton (in photo) and Arun Muralidhar talk about SeLFIES, their solution to the retirement income challenge.
Get a Downside Buffer with Your Variable Annuity
Delaware Life executives Tom Seitz and Dale Uthoff explain their new variable annuity, Accelerator Prime, with RIJ. Like hot-selling registered index-linked annuities, it offers a downside "buffer."
Structured annuity (RILA) sales volume up 89% in 1Q2021: LIMRA SRI
'RILAs offer better pricing than indexed annuities to investors looking to mitigate downside risk and enjoy potential investment growth as the bull market continues,' said Todd Giesing of LIMRA Secure Retirement Institute.
The Trade-Offs of a Big Spend on Infrastructure
Finding money for Biden's infrastructure plan will be easier than finding the human and physical resources to do it, and easier than agreeing on what to give up to free-up those resources.
Fidelity’s average 401(k) balance: $123,900
The average 401(k) employer contribution rate was 4.6%, and the average contribution was $1,720. Among 403(b) accounts, the average employer contribution was 4.1% and the average amount was $3,000.
COVER STORIES YOU MAY HAVE MISSED
May 6, 2021
Secure 2.0: A Booster Shot for Qualified Savings Industry
The proposed bill would allow ETFs in variable annuities and remove the 25% limit on the share of IRA money that can be used to buy a Qualified Longevity Annuity Contract. But it would...
April 29, 2021
Research Roundup
We summarize four recent papers: 'Portfolios for Long-Term Investors,' 'What is the Value of Annuities?,' 'Public Economics and Inequality: Uncovering Our Social Nature,' and 'Financial and Total Wealth Inequality with Low Interest Rates.'
April 22, 2021
An Annuity’s ‘Moneyness’? There’s an App for That
How will variable annuity contract owners use their income benefits? That question is vital to annuity issuers and to fiduciary advisers with clients who own VAs. This Texas Dep't of Insurance actuary knows a...
