How to Make Your Widow Merrier
The generosity of the Social Security spousal benefit is something every primary earner should understand. Yet many spouses--and even some professionals--aren't sure exactly how it works.
For advisors
New FIA bets on growth in aging-related industries (Duh!)
The Retirement Plus Multiplier Annuity issued by A-CAP insurers and distributor Saybrus Partners offer access to a Goldman-Sachs index that tracks healthcare and real estate companies that may benefit from the Boomer age wave.
CFP quarterly debuts with article on managing longevity risk
"The Financial Planning Review will publish research that builds the financial planning body of knowledge," said Marilyn Mohrman-Gillis, executive director, CFP Board Center for Financial Planning.
Playing the ‘Newlywed Game’ with near-retirement couples
Couples on the brink of retirement often have different ideas about retirement but not know it, according to a new research paper from academics in Canada and the Netherlands. Advisors should take heed.
Industry news
Will Small Employers Adopt Multiple Employer Plans?
The CEO of the Employee Benefit Research Institute considers the potential impact of President Trump's executive order in support of multiple employer plans, or 'open MEPs,' for small businesses. 'The data are mixed,' she writes.
New Fidelity TDFs are funds of active and passive funds
'We are introducing the Freedom Blend funds to meet the growing demand for a target-date strategy that incorporates active and passive investment capabilities in a single mutual fund,” said Eric Kaplan, head of Target-Date Products.
MassMutual stakes out thought-leadership in pension risk transfer services
Single premium PRT product sales in the United States were $23.9 billion in 2017, up from $13.7 billion in 2016, a 68% increase, a new MassMutual white paper said, citing a survey by the LIMRA Secure Retirement Institute.
Honorable Mention
Shlomo Benartzi to partner with Acorns, a financial wellness system; AIG acquires Glatfelter Insurance Group; Principal adds chat function for plan administrators and bolsters financial wellness offerings in its 401(k) plans.
COVER STORIES YOU MAY HAVE MISSED
September 13, 2018
Research Roundup
Recent research suggests that factor investing may beat passive; air pollution promotes dementia; investors buy active funds because they believe hard work pays off; Fed 'surprises' cause wider ripples than previously thought; a Nobel...
September 6, 2018
Making Annuities Easier for RIAs
It's no longer a minority report. We talk to executives at Envestnet, DPL Financial, RetireOne, Allianz Life and United Capital about new platforms for helping registered investment advisors integrate insurance products into retirement plans...
August 30, 2018
Meet the First ‘Structured Outcome’ ETF
Innovator Capital Management and Milliman have built the first structured outcome product on an exchange-traded fund (ETF) chassis, challenging the annuity monopoly in this category.
