One Step Ahead of a Rolling Boulder

In Colorado Springs this week, members of the Insured Retirement Institute met to discuss the impact of the DOL fiduciary rule. 'It's not all doom and gloom,' said one industry observer, who expects demand for retirement income planning, and planning products, to emerge.

Research Roundup

Almost every controversial subject in the US today--from Fed policy to machine learning to immigration--contains an element or theme related to retirement policy. The articles reviewed in this month's Research Roundup are proof of that.

‘iTDFs’ Smooth the Bumps of Retirement Income

A former chief actuary of Denmark seeks a US target date fund company that might use his technology, the 'iTDF,' to create a seamless transition from pre-retirement savings to safe income during the first 20 years of retirement.

A Revolt Against PE-Led Annuity Issuers

Matt Zagula is an annuity wholesaler and fixed indexed annuity (FIA) designer. He and forensic accountant Tom Gober created the TSR ratio, a scale for rating FIA issuers. Mutual and fraternal insurers score best; private equity-led life insurers score worst.

President ‘Id’ or President ‘Super-Ego’?

About Monday's presidential debate: It’s irresponsible for a candidate to stoke anxieties, to inflate them like toy balloons and leave them hanging in the air, without demonstrating a grasp of the underlying problems, or offering specific solutions to them.

Don’t Let Commoditization Sneak Up on You

Our guest columnist, creator of the Wealth2k advisor marketing and income planning tools, learned a valuable lesson about commoditized workers during a 2010 visit to an athletic shoe factory in Vietnam.