_Position: Cover Archives - Page 18 of 35 - Retirement Income Journal

RetirePreneur: Mark Warshawsky

By Kerry Pechter Wed, Nov 11, 2015

With his new venture, ReLIAS LLC, the well-known retirement scholar-turned-entrepreneur Mark Warshawsky plans to market a process for helping retirees build ladders of single premium immediate annuities with part...

Published November 12, 2015

TIPS for the Long Run?

By Kerry Pechter Thu, Nov 5, 2015

Whether you'd prefer the new Dimensional Target Date Retirement Income Funds over one of the "big three" TDFs might depend on whether you share Robert Merton and Zvi Bodie's...

Published November 5, 2015

Wisdom from Advisors to the ‘One Percent’

By Kerry Pechter Wed, Oct 28, 2015

To satisfy super-rich clients, be as inventive as Ray Croc when he invented the 15-cent hamburger, advisors at UBS, Merrill Lynch and Manchester Capital Management told members of the...

Published October 29, 2015

Principal Adds ‘In-Plan’ Deferred Income Annuity Option

By Kerry Pechter Fri, Oct 23, 2015

Participants in Principal Financial defined contribution plans will be able to buy deferred income annuities a little at a time or in a lump sum just before retirement.

Published October 23, 2015

‘De-Risky’ Business

By Kerry Pechter Thu, Oct 15, 2015

Prudential has dominated the burgeoning market in jumbo pension buyouts. In the week following Prudential deals with JC Penney and Philips Electronics, RIJ spoke with Peggy McDonald (above), an...

Published October 15, 2015

Go Ahead, Buy the Harley

By Editorial Staff Thu, Oct 8, 2015

New research in the Journal of Personal Finance shows why retirees can spend 20% more in early retirement than the 4% rule allows. In our latest research roundup, we...

Published October 8, 2015

Takeaways from the FPA Conference in Boston

By Kerry Pechter Thu, Oct 1, 2015

At the Financial Planning Association's Business and Education Conference in Boston last weekend, Bill Reichenstein talked about tax-efficient withdrawal strategies, Steve Deschenes made a case for income-oriented American Funds,...

Published October 1, 2015

Will the ‘BIC’ Affect QLAC Sales?

By Kerry Pechter Thu, Sep 24, 2015

We're talking about the DOL's proposed Best Interest Contract exemption and sales of Qualified Longevity Annuity Contracts. "Most firms will just pass on this uncertainty and risk," said Caleb...

Published September 24, 2015

How to Personalize Withdrawal Rates

By Kerry Pechter Tue, Sep 15, 2015

Safe spending rates range from 2% to 10%, writes researcher Luke Delorme in the Journal of Financial Planning. It all depends on when people retire, how much guaranteed income...

Published September 17, 2015

GM Adds Hueler’s Income Solutions to its DC Plan

By Kerry Pechter Thu, Sep 10, 2015

GM closed its defined benefit plan in 2012. Its 401(k) provider is Fidelity. To offer its DC plan participants an option to roll over part of their savings to...

Published September 11, 2015

The People’s Retirement Industry Group

By Kerry Pechter Thu, Sep 3, 2015

To mark the Retirement Income Industry Association’s 10th anniversary, RIIA founder and chairman Francois Gadenne (above) spoke with RIJ recently about the group’s past, present and future.

Published September 3, 2015

DOL Hearings: Wonkishly Stimulating

By Kerry Pechter Thu, Aug 13, 2015

“I believe the proposal is intended to eliminate the commission model,” said Ron Kruszewski of Stifel Financial during the hearings on the DOL conflict of interest proposal. Scott Puritz...

Published August 13, 2015

How to Build an ‘Income-Oriented’ Portfolio

By Editorial Staff Wed, Aug 5, 2015

In this research roundup, we summarize six important new research papers, including analyses of retirement income strategies by experts from Morningstar and The American College. Story includes links to...

Published August 6, 2015

If It Ain’t Fixed Indexed, It’s Broken

By Kerry Pechter Thu, Jul 30, 2015

Fixed indexed annuities remain a niche product, representing only about 10% of annuity sales. But that the niche has grown into an almost $50 billion-a-year business. Sales of FIAs...

Published July 30, 2015

Would the DoL Proposal Deny Advice to the Masses?

By Kerry Pechter Thu, Jul 23, 2015

Forcing commissioned brokers and agents to act like fiduciaries would deprive middle-class investors of access to financial advice, critics of Labor's proposal argue. Maybe. It would almost certainly deprive...

Published July 23, 2015

Investments + Annuities = Healthy Retirement

By Kerry Pechter Wed, Jul 15, 2015

Many advisers still treat annuities and investments as apples and oranges--that is, not to be mixed up in a single retirement fruit salad. But experts Michael Finke, Wade Pfau...

Published July 16, 2015

At ‘Spirit on Lake,’ Gay Retirees Find Community

By Sheila Eldred Thu, Jul 9, 2015

Lucretia Kirby (above) and other LGBT residents of a Minneapolis apartment building celebrated the recent Supreme Court ruling on gay marriage. This article, from the Indexed Annuity Leadership Council,...

Published July 9, 2015

The Overlooked Income Vehicle, III

By Kerry Pechter Thu, Jul 2, 2015

Systematic withdrawals from DC plans are one of the simplest and cheapest ways to generate income from tax-deferred savings in retirement. Rollovers get the headlines, but more people advocate...

Published July 2, 2015

The Overlooked Income Vehicle, II

By Kerry Pechter Wed, Jun 24, 2015

If more 401(k) plans offered systematic withdrawals, more money might stay in 401(k)s, and the DOL might not need to attempt the difficult and divisive task of policing rollover...

Published June 25, 2015

The Overlooked Income Vehicle

By Kerry Pechter Wed, Jun 17, 2015

Systematic withdrawals from 401(k) plans are a widely-available but rarely-used way to create retirement income. Perhaps because electronic transfers are virtually free, nobody's championing them.

Published June 18, 2015

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