Question: Is ‘File and Suspend’ a Loophole?
Should a high-earning, two-income couple be able to claim an extra $48,000 from Social Security? Or should a law be passed to eliminate that possibility?
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Offer Life Annuity and Whole Life in Tandem: Pfau
Retirees might be more willing to buy a life annuity if it’s part of a plan that also includes whole life insurance, says retirement guru Wade Pfau in a...
The next-gen adviser: Half person, half machine
What will retirement advice look like in the future: Will advisers use the digital advisory channel, or will the digital advisory channel use them? A new report from Celent...
Moshe Milevsky on Tontines
Moshe Milevsky's latest book, King William's Tontine, is reviewed here by University of Oklahoma law professor Jonathan B. Forman, himself a tontine expert. Milevsky and Forman think that tontines,...
RetirePreneur: Lowell Aronoff
Lowell Aronoff is CEO of CANNEX Financial Exchanges, which provides up-to-date annuity pricing data for life insurance companies and distributors.
America’s Risky Recovery
'My own best guess is that will start to raise rates in September, and that the federal funds rate will reach 3% by some point in 2017,'...
On the Road with RIJ: Penn’s Archaeology Museum
We're at the Wharton School's 2015 Pension Research Council symposium, an exclusive meeting of retirement academics and professionals held each year in Philadelphia. Also: A link to slides from...
Voya Hires New Retirement Chief
Charles P. Nelson (pictured) will lead Voya Financial's individual and institutional retirement businesses after serving more than 30 years at Great-West Financial. He fills a management gap left by...
Question: Can the DOL regulate advice on IRAs?
Last week, after almost five years of deliberation, the Department of Labor asserted its right to police the financial advice that individual IRA owners are given. What gives the...
RetirePreneur: Marcia Wagner
Marcia Wagner is the founder of The Wagner Law Group, a boutique law firm that focuses on labor and employee benefits issues governed by the Employee Retirement Income Security...
The Case for Working Longer
“Oral and written comprehension and expression and soft skills like emotional stability, conscientiousness, and agreeableness” improve with age, according to a forthcoming book about work and aging.
Are Annuity Buyers Smarter than Other People?
“The observed lack of annuitization does not necessarily mean that people are better off without annuities,” write retirement specialists Jeff Brown, Olivia Mitchell and others in a new research...
Secrets of Tax-Efficient Drawdown
In a regular new feature on the latest retirement-related research, we look at a variety of recent articles, including one that might just change the way you think about...
What is the Indexed Annuity Leadership Council?
The IALC is a three-year-old advocacy group representing fixed indexed annuity manufacturers, with former North Dakota insurance commissioner Jim Poolman as executive director.
Seniors Weren’t ‘Thrown Under Bus’
In this excerpt from the former Fed chairman's first blog post at the Brookings Institution website, he defends himself against the charge that his low interest rate policy has...
Surge of fixed indexed annuity sales at independent broker-dealers in 2014
Industry-wide annuity sales reached $229.4 billion in 2014, a 3.8% increase from $220.9 billion in 2013 and an 8.2% increase from $212 billion in 2012.
Voya enters the structured variable annuity game
The product resembles other structured variable annuities in the marketplace, issued by MetLife, AXA, CUNA Mutual and Allianz Life. These products offer more upside potential than fixed indexed annuities...
RetirePreneur: Chad Parks
Chad Parks, CEO and founder of Ubiquity Retirement + Savings, provides small businesses with affordable, easy-to-use retirement plans, including 401(k)s and IRAs.
New York Life’s new fixed deferred annuity has a GLWB
The Clear Income Fixed Annuity's lifetime withdrawal rider provides longevity risk protection income with more liquidity than a deferred income annuity, and is designed to compete well against...
Computers as Enablers—and Disablers
"When computers and other machines take challenging tasks away from us, we turn into observers rather than actors," writes the author of the acclaimed new book, "The Glass Cage:...
