International Archives - Retirement Income Journal

The case for affiliated reinsurance in the Cayman Islands

By Editorial Staff Wed, May 1, 2024

The Cayman Island's "legislative and regulatory regime is less prescriptive and therefore affords prospective Cayman reinsurers greater flexibility to propose a bespoke capital model to our regulator without being...

Published May 2024

In the UK, private equity finds a NEST-ing ground

By Editorial Staff Thu, May 5, 2022

NEST has been at the forefront of UK’s auto-enrolled master trusts expansion into illiquid assets, but some doubted a private equity manager would work for a low expense ratio.

Published May 5, 2022

A ‘Cashback’ Pension-Building Card, from Germany

By Kerry Pechter Thu, Apr 14, 2022

'The Vantikcard uses the 1% cashback as a kickstart into retirement savings and for customers to then save on top of the cashback,' a Vantik veteran said. Right: Vantik...

Published April 14, 2022

Denmark’s ‘Arnes’ can apply for early pensions

By Editorial Staff Thu, Dec 2, 2021

A new program, which acknowledges the physical toll of blue collar work, allows people to claim their state pensions up to three years earlier than the standard national pension...

Published December 2, 2021

Royal Mail adopts ‘Collective’ DC; NEST to hold private equity

By Editorial Staff Tue, Oct 5, 2021

Royal Mail is converting its defined benefit pension plan to Britain's first "collective defined contribution" plan or CDC. In other UK news, the National Employment Savings Trust, or NEST,...

Published October 7, 2021

China’s Bond Market: Too Big To Ignore

By Peter Marber Thu, Mar 25, 2021

'At about $16 trillion in value, the Chinese market has become too big to ignore as it grows in bond indices and offers higher yields than in the other...

Published March 25, 2021

Britain passes landmark pension legislation

By Editorial Staff Thu, Feb 11, 2021

The legislation provides for the creation of collective defined contribution (CDC) schemes, which are hybrids of DC and defined benefit plans. It also boosts the powers of The Pensions...

Published February 11, 2021

Outlook brightens in Asia for private annuity sales: Cerulli

By Kerry Pechter Wed, Jan 29, 2020

'The importance of annuities is expected to increase significantly, as many markets continue to encourage personal retirement savings,' said Ye Kangting, a Cerulli research analyst.

Published January 30, 2020

Equitable completes spin-off from AXA

By Kerry Pechter Thu, Jan 23, 2020

Equitable Holdings started toward independence in May 2018 with an initial public offering on the New York Stock Exchange. In March 2019, AXA S.A. completed a secondary public offering...

Published January 23, 2020

Why high returns leave Dutch DB plans unhappy

By Editorial Staff Thu, Nov 14, 2019

'As the high returns are largely due to dropped interest rates, the rosy figures will in part disappear as soon as interest rates rise again,' said a Dutch pension...

Published November 14, 2019

France reforms retirement

By Editorial Staff Thu, Oct 10, 2019

The new defined contribution plans are expected to compete with traditional French savings products such as life insurance, bank savings accounts, and pensions. Asset managers Natixis, BNP Paribas and...

Published October 10, 2019

Wide but shallow: the impact of auto-enrollment in the UK

By Editorial Staff Thu, Jun 27, 2019

In British defined contribution plans, employer and employee contributions average a total of only 5.1% of salary per participant. By contrast, defined benefit (DB) plan members receive contributions totaling...

Published June 27, 2019

Germany struggles with defined contribution

By Editorial Staff Fri, May 10, 2019

Among low-income Germans, only 28% of those earning up to €2,500 ($2,804) a month were signed up for a workplace pension and just over half (52%) of those earning...

Published May 10, 2019

Why Capitalism Needs Populism

By Raghuram G. Rajan

'If voters in small-town America succumb to despair and lose hope in the market economy, they will be vulnerable to the siren song of ethnic nationalism or full-bore socialism,...

Published May 10, 2019

Taken to the Cleaners, in Yehud

By Kerry Pechter Wed, Feb 20, 2019

A better prime minister than Bibi Netanyahu would be Duke University behavioral economist Dan Ariely, said Aviram, who with his mother operates the laundry that I've frequented in...

Published February 21, 2019

Shekel by Shekel: How Israelis Save

By Kerry Pechter Thu, Feb 14, 2019

For the last decade, Israeli workers have contributed to mandatory defined contribution savings plans at work and must convert at least part of their savings to a lifetime income...

Published February 14, 2019

Holy Annuities! RIJ Goes to Israel

By Kerry Pechter Fri, Jan 25, 2019

If it’s winter in east-central Pennsylvania, then you can bet that RIJ’s virtual offices will be someplace where the weather is mild and the local retirement financing system promises...

Published January 25, 2019

Britain test-drives “sidecar” accounts in state-run DC plans

By Editorial Staff Thu, Nov 15, 2018

Plan contributions above the auto-enrollment minimum (currently 8% of salary) will overflow into the sidecar savings account until the sidecar balance reaches £1,000. Subsequent contributions go to the retirement...

Published November 15, 2018

New robo-advice platform launches in Britain

By Editorial Staff Fri, Oct 5, 2018

Wealthsimple, which offers clients free access to human advice, is backed by Power Financial Corporation, the parent of Great-West Financial, Empower Retirement and Putnam Investments.

Published October 5, 2018

Master trusts face tighter regulation in the UK

By Editorial Staff

Britain's experience with 'master trusts' could help inform US policymakers who are on the brink of allowing plan providers to set up similar types of plans in this country....

Published October 5, 2018

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