Dubya’s Lingering Gift
Tax rates are obviously northbound. So high-bracket folks should convert to Roth IRAs next year, right? Not necessarily, advisors told us.
Estimating Out-of-Pocket Health Care Costs in Retirement
Couples can expect to spend $200,000 or more on premiums, deductibles and co-pays in retirement. This article is the first in a series on retirement risks.
The View from Taroko Gorge
Touring this marble-walled canyon, I could see millions of years into Taiwan's geological past and a few years into its demographic future.
Taiwan Grapples With Retirement Finance
Over lunch in Taipei, economist Jack Wu explained the pension dynamics of an aging society.
Unsolved Mystery
In Matt Greenwald's "mystery shopper" experiment, near-retirement couples met with eight financial advisors to find out if they would recommend income annuities. None did.
In the ‘Green Zone’ with Jim Otar
The Toronto engineer-turned-advisor has self-published an exhaustive new book and launched a refined version of his Retirement Optimizer software.
‘Old People with Attitude and Expectations’
Boomers hope for a long and feisty retirement. But at the Longevity 5 conference in Manhattan last month, experts saw global aging as a threat almost as great as...
A Comic Approach to Participant-Ed
A Dutch pension administrator hopes a mildly racy comic book will help educate its plans' younger bus drivers and railway workers.
RIIA Launches Designation for Retirement Advisors
Francois Gadenne and the Retirement Income Industry Association want to spread the doctrine of "build a floor, then create upside."
Inflation Cushion
PIMCO envisions a trillion-dollar retail and institutional market for its new TIPS-based ‘Real Income’ managed payout funds.
It’s Spee-Ahz, By a Nose!
Gaobo Pang and Mark Warshawsky's study supports a strategy of combining income annuities with mutual funds in retirement.
How Good Is This Ad? You Decide.
This ad drew a wide range of responses. Many reviewers said it “spoke to them.” Some said it left them cold.
A Chat with Jackson’s Clifford Jack
'We talk all the time about not being the team that performs extremely well for eight and two-thirds innings just to screw it up on the final out,' said...
Comment: The High Price of Low Rates
A low interest rate policy, while necessary in a crisis, acts as a tax on the average person and plants the seed for the next credit crisis, according to...
How to Walk Through Fire
Crossing the retirement "red zone" might be compared to a fire-walk. But here are three advisors who are guiding clients (and their portfolios) from age 55 to age 65...
A Summer Crop of Variable Annuities
Allianz Life, Genworth Financial, John Hancock Life, and MetLife have all introduced new variable annuity contracts. Of the four new entries, John Hancock's stands out as the simplest and...
CalPERS Gives Rating Agencies an FFF
In a new lawsuit, California's state pension fund blames the 'issuer pay system' at the top three rating agencies for part of its investment losses last year.
Feeling TIPSy
Seeing the potential for inflation ahead, analysts now recommend inflation-protected Treasuries, or TIPS,
more strongly than ever. But 401(k) participants buy few TIPs, and not every plan offers them.
A Short Cut to Long-Term Care Insurance
United of Omaha, Genworth Life, Bankers Life, and OneAmerica have introduced LTC/annuity hybrids in the run-up to January 1, 2010, when distributions from annuities to pay nursing home bills...
Raising Private Savings
What might be called the financial version of universal health care is currently the topic of intense discussions and negotiations on Capitol Hill.
