An Actuary Assesses COVID-19

A mortality and longevity expert at Willis Towers Watson writes that 'the variability of the mortality impact by age makes the impact highly variable by type of insurer.'

Stay Calm, But Nimble

Three experts from The American College of Financial Services offer suggestions for managing retirement assets amid the most challenging market environment since 2008.

Vanguard reboots a managed income fund

Instead of monthly payments, the Vanguard Managed Allocation Fund will aim for annual payments. A highly diversified fund-of-funds, it will have a 0.32% expense ratio.

A Reminder that Market Risk Is Real

This equity slump can serve as a teaching moment for near-retirees who underestimated their need to develop a solid retirement income plan.
Letter to the Editor

A response to last week’s cover story

The author, an emeritus professor at Penn's Wharton School, doesn't fully agree with the thrust of last week's RIJ cover story, 'At These Rates, Why Bother to Save?'


March 5, 2020

At These Rates, Why Bother to Save?

Negative real interest rates have become a disincentive to personal savings, especially among lower-income Americans who will rely heavily on Social Security and Medicaid anyway, this team of economists from Stanford suggests.
February 27, 2020

Project LIMA Aims to Solve the Annuity Puzzle

Milliman, the actuarial consulting firm, envisions putting a multi-premium deferred income annuity inside a 401(k) managed account as a way to turn tax-deferred savings into lifetime income. It seeks an asset manager partner.
February 20, 2020

Ask the Wizard: Can I Retire?

We tested online retirement readiness calculators at Vanguard, Fidelity, Schwab, New York Life, Pacific Life and the Alliance for Lifetime Income to look for best practices that might inform the creation of a standard...