Lessons from a Living (DC) Experiment

Israel has found that even a mandatory defined contribution system can’t resolve all of the behavioral, economic, or administrative issues that prevent low-income and minority workers from saving for retirement. (Photo: Mahane Yehuda market in Jerusalem.)
Index-linked Annuities

Symetra Trek: The Latest Structured (or RILA) Annuity

By Editorial Staff
'This product is primarily for equity investors who want to mitigate their downside risk, not people who want a safe investment that has more return potential than bonds,' said Kevin Rabin, vice president of Retirement Products at Symetra.
Anecdotal Evidence

Help AM Best Create Metrics for ‘Innovation’

By Kerry Pechter
AM Best’s evaluation of a company’s innovation level will be based on two elements: innovation inputs (the components of a company’s innovation process), and innovation outputs (the impact of the company’s innovation efforts).
Short Cuts

Honorable Mention

By Editorial Staff
Ubiquity raising $19 million to finance small plan recordkeeping software; Gen-Xers are a lost generation in the workplace: MetLife; Betsy Palmer takes top communications job at AIG; New 3.05% fixed income option for retirement plans from Principal; MassMutual launches new investment platform for DB plans; Stephen Grourke to lead fund-raising at The American College; NFP to acquire Bronfman Rothschild, merge it with Sontag Advisory LLC; Ascensus continues to expand by acquisition.

COVER STORIES YOU MAY HAVE MISSED

March 21, 2019

What Advisors Want from Annuity Issuers

By Kerry Pechter
This week, RIJ received a press copy of “What Advisors Want from Annuity and Insurer Providers-2019,” a study by Practical Perspectives, a Boxford, MA-based financial services market research firm.
March 14, 2019

Talking Annuities with AIG’s Todd Solash

By Kerry Pechter
Solash, who leads AIG's Individual Retirement business, spoke with us about the company's approach to the annuity market. The NAIC recently reported AIG's overall Life and Retirement businesses as having an industry-leading $18.4 billion...
March 7, 2019

Risks that Can Ruin a Retirement, Part II

By George A. (Sandy) Mackenzie
In retirement, "risk" can turn from an object of pursuit to an object of avoidance. In the second installment of a two-part article, our guest columnist continues his discussion of financial and other risks...