Dubya’s Lingering Gift

Tax rates are obviously northbound. So high-bracket folks should convert to Roth IRAs next year, right? Not necessarily, advisors told us.

Marshmallows and Social Security

Should US retirees delay claiming Social Security until age 70, even if they have to spend savings until then? The Center for Retirement Research at Boston College proposes that strategy as a default option in retirement plans.

How to Choose an Annuity Issuer

Shopping for an annuity, like shopping for a car, involves questions about the manufacturer of the product. Do their products perform as expected? Will service quality be high? Are they likely to stay in business? We show you where to look for answers.

Time to Put Benjamins Back in the Sock Drawer?

At the LIMRA annual conference in Boston earlier this week, MIT economist James Poterba described how low interest rates make saving for retirement more of a challenge.

Income-Oriented Advisors Seek Validation: Survey

“The market now seems divided among total return, pooled and income floor practitioners with none of these approaches appearing to dominate," say Howard Schneider and Dennis Gallant.

Should Annuity Firms Care About Social Media?

The annuity industry has been slow to adopt social media. But given the industry’s target audiences, does it matter? Download an excerpt from the report "Social Media: Trends and Tactics in the Financial Services Industry."

RMD and Dangerous? Not Really.

The RMD must surely suffer when people discuss Roth IRA conversions, just as cavemen suffer when they see Geico commercials.