401(k)/IRA Archives - Page 3 of 12 - Retirement Income Journal

Allianz Life offers in-plan indexed annuity with living benefit

By Editorial Staff Thu, Jul 22, 2021

'Allianz Lifetime Income+ Annuity' comes with two annual bonuses to participants who maintain the contract through retirement. Whether plan sponsors will embrace this type of in-plan income solution remains...

Published July 22, 2021

More Plan Sponsors Want to Keep Retiree Accounts: Cerulli

By Editorial Staff Wed, Jun 23, 2021

For years, people have been rolling their DC plan assets over to brokerage IRAs at retirement. Many plan providers hated to lose the managed money, but plan sponsors were...

Published June 24, 2021

Vanguard publishes 2021 ‘How America Saves’

By Editorial Staff Thu, Jun 17, 2021

In this 20th annual survey of its own 1,700 retirement plans and 4.7 million participants, the full-service plan provider and fund giant offers a detailed snapshot of plan design...

Published June 17, 2021

Cryptocurrencies available in ForUsAll retirement plans

By Editorial Staff Thu, Jun 10, 2021

'By introducing the Alt 401(k), we are democratizing access to what drives wealth for the wealthy - alternative investment options, combined with our original core offering of low-cost index...

Published June 10, 2021

A close look at ‘collective defined contribution’ plans

By Editorial Staff Thu, May 27, 2021

A timely new white paper from the Center for Retirement Initiatives at Georgetown University makes a case for these retirement plans, which try to blend elements of defined benefit...

Published May 27, 2021

Not Yet Legal in the US: CRITs

By Mark Shemtob Thu, May 20, 2021

Collective Retirement Income Trusts resemble variable income annuities, but without explicit guarantees. These group arrangements could help retirees turn part of their 401(k) or IRA savings into rising income...

Published May 20, 2021

If the DOL Investigates You…

By Kerry Pechter

Here are five FAQs about Department of Labor investigations of retirement plan advisers, and answers from attorneys at the prominent ERISA law firm Faegre Drinker. (Photo: Labor Secretary Marty...

Published May 20, 2021

Secure 2.0: A Booster Shot for Qualified Savings Industry

By Kerry Pechter Thu, May 6, 2021

The proposed bill would allow ETFs in variable annuities and remove the 25% limit on the share of IRA money that can be used to buy a Qualified Longevity...

Published May 6, 2021

Boola-Boola, Retirement Moolah

By Kerry Pechter Thu, Feb 4, 2021

Yale's $7 billion 403(b) plan offers TIAA's RetirePlus Pro target-date solution to its 27,000 active and retired participants. The portfolios use Vanguard and TIAA CREF funds, and a liquid...

Published February 4, 2021

How to Solve the World’s Retirement Crisis

By Kerry Pechter Thu, Jan 28, 2021

Retrofitting 401(k) plans with lifetime income options is one of the thorniest challenges of our time. We describe three possible solutions to that puzzle, from Nobelist Robert Merton and...

Published January 28, 2021

Income annuities are “best solution for DC plans”: Cerulli

By Editorial Staff Wed, Dec 9, 2020

But 64% of respondents to a Cerulli survey cited low demand for guaranteed retirement solutions—despite the 2019 SECURE Act’s provision of regulatory protections for offering annuities. Cerulli is also...

Published December 10, 2020

Retirement Clearinghouse receives investment from billionaire John C. Malone

By Editorial Staff Wed, Dec 2, 2020

Malone, chairman of Liberty Media, says that RCH majority owner Robert L. Johnson, founder of Black Entertainment Television, convinced him of the importance of reducing leakage from qualified plans....

Published December 3, 2020

Are Target Date Funds the Perfect Vehicle for ‘In-Plan’ Annuities?

By Editorial Staff

'Nearly two-thirds (63%) of target-date managers suggest the first-quarter 2020 period of heightened market volatility will increase client demand for guaranteed investments,' according to a Cerulli Associates analyst.

Published December 3, 2020

Principal EASE, a New ‘PEP,’ Offers Income Option

By Editorial Staff Thu, Nov 19, 2020

Principal Financial is partnering with National Benefit Services and Wilshire asset management to create Principal Ease, a simplified 401(k) plan that many unrelated firms can join.

Published November 19, 2020

Two Cheers for DOL’s Lifetime Income Disclosure

By Kerry Pechter Thu, Aug 20, 2020

The Department of Labor's 'interim final rule' on disclosure of estimated lifetime income from 401(k) balances is welcome, but it lacks a critical feature. Public comments might improve it.

Published August 20, 2020

Another Objection to DOL’s ESG Proposal

By Wagner Law Group Thu, Aug 13, 2020

The Department of Labor's recent move to chill the use of "Environmental, Social and Governance" investments in retirement plans has drawn broad criticism--including this comment from the Wagner Law...

Published August 13, 2020

The Key to Turning On 401(k) Annuities

By Kerry Pechter Wed, Jul 29, 2020

Micruity, a tech startup with a 30-year-old CEO, says it has the "middleware" that can integrate 401(k) plans and annuity issuers. Will the retirement industry listen?

Published July 30, 2020

Wells Fargo’s New Annuity Wagon

By Kerry Pechter Fri, Jul 24, 2020

Wells Fargo Asset Management's new target-date series of CITs comes with a built-in, optional retirement income strategy: systematic withdrawals plus an annuity starting at age 85.

Published July 24, 2020

Lincoln rolls out in-plan retirement income option

By Editorial Staff Thu, Jul 16, 2020

The annual cost of the income option is 0.9% of the 'income base.' At age 65, the payout rate for a married couple would be 4.5% of the income...

Published July 16, 2020

In robo deal, Empower pays $1 billion for Personal Capital

By Editorial Staff Thu, Jul 2, 2020

'There’s a scarcity of pure-play platforms that can drive this technology. That’s one reason why Empower made this acquisition,' Personal Capital co-founder Rob Foregger told RIJ.

Published July 2, 2020

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