Annuities
Catching up with the 'application programming interface' technology train is essential for annuity issuers. APIs integrate annuities into advisor platforms, reduce NIGO applications, and give clients a fluid online...
Cetera, Allianz SE and Capital Group offer model retirement income portfolio tool
The partnership, still in its early stages, will end up 'disrupting the retirement income landscape,' an Allianz SE board member said.
Athene offers ‘Amplify,’ its first structured index annuity
The contract's current caps on one-year credited interest range from 15.25% to 17% (for the buffer option) and from 13.5% to 15.5% (for the floor option), depending on the...
Hueler income annuity platform now open to all
Income Solutions, the income annuity purchasing platform formerly reachable primarily through Vanguard, is now operating under its own brand. Its auction-style way of researching and buying income annuities is...
AIG and CUNA Mutual enhance variable annuities
AIG's Polaris Income Plus Daily Flex and Polaris Income Plus Flex riders will have higher lifetime income rates. CUNA Mutual's Horizon II will have variable and indexed-variable investment...
Annuities Need More Positive ‘Positioning’
'Consumer sentiment about annuities also appears to fluctuate based on the prevailing market environment,' according to a new study from CANNEX and Greenwald & Associates.
Part II: Allianz Life’s Marketing and Distribution Strategy
In this second part of today's cover story, we look at the long-standing distribution and marketing strategies that have kept Allianz Life atop the index annuity sales charts.
Allianz Life’s Index Annuity Winning Streak
In this second article in a four-part series on the fixed index annuity (FIA) business, we profile Allianz Life, the top issuer of FIAs in the US in 18...
Variable annuity client behavior revealed in Ruark survey
'On a nominal basis 81% of GLWB exposure is in-the-money, whereas on an actuarial basis only 11% is in-the-money,' writes Ruark CEO Timothy Paris. (It's complicated.)
Protective pays $1.2bn for Great-West’s individual life and annuity business
'This is the fourth acquisition completed since Protective became part of Dai-ichi in 2015. Dai-ichi considers Protective to be its North American growth platform and continues to aim for...
The Index Annuity Story, Part I
'Zero is the hero' in fixed index annuities, which offer upside without risk of loss. In this first article of a four-part series on FIAs, presented by Retirement Income...
A New Flavor of Variable Indexed Annuity
“You can write this concept out on a cocktail napkin, and ask someone, ‘Are you comfortable with half the downside and more of the upside?’," said Thomas Layton, vice...
Allianz Life enhances popular FIA contracts
New benefits for people with disabilities, a two-year crediting option, and a new lock-in feature have been added to the best-selling Allianz 222, the Minneapolis-based insurer announced.
Sales of Bonds and Fixed Annuities Soar
'The uptick in fixed annuity sales was bolstered by recent volatile equity markets, which had investors seeking solutions with guarantees,' said Todd Giesing, annuity research director, LIMRA SRI.
AIG enhances index annuities
The enhanced Power Series also offers the Russell 2000, a U.S. small-cap stock index, and the MSCI EAFE, an international stock index, in addition to the existing S&P 500,...
Three Annuity Cures for Sequence Risk
New York Life and Fidelity have introduced a variable annuity with principal-protection over 10 years. Similar protection could be obtained with an indexed annuity or with a combination of...
At the Morningstar Investor Conference
Annuity providers failed to sponsor a single booth at the Morningstar conference trade show. That's a bit odd, since they claim to want to break into the registered investment...
To Defer or Not To Defer (SPIA or DIA)?
A deferred income annuity (DA) is cheaper than an immediate income annuity (IA), but an IA generates more income than a comparable risk-free investment, writes our guest columnist, the...
The Reason for SPIAs, from Pfau and Finke
In a new whitepaper sponsored by Principal Financial Group, the two retirement experts from The American College use hypothetical cases to show the advantages of using deferred and immediate...
A retirement readiness tool from Alliance for Lifetime Income
The Alliance for Lifetime Income, a trade group made up mainly of annuity issuers and asset managers, has created an online wizard for calculating retirement readiness.