Annuities Archives - Page 3 of 21 - Retirement Income Journal

People are Talking about “OIDs”

By Kerry Pechter Thu, Aug 19, 2021

The California Insurance Commissioner fined Jefferson National Life (owned by Nationwide) after an 86-year-old contract owner claimed that she didn't understand the variable annuity that her Investment Advisor Representative...

Published August 19, 2021

Brighthouse enhances its registered index-linked annuities

By Editorial Staff Thu, Aug 5, 2021

Brighthouse has announced new 1-Year Shield Options, offering protection against the first 15% or 25% of market losses during the crediting term. In another enhancement, the maximum age for issuing...

Published August 5, 2021

Annuity Sales Rebound in 2Q2021; RILA Sales More Than Double

By Editorial Staff Wed, Jul 28, 2021

'Strong equity market gains and lower volatility, as well as rising interest rates all contributed to the remarkable rebound in the annuity market,' said Todd Giesing, assistant vice president,...

Published July 29, 2021

How The Elephant in the Room Evolved

By Kerry Pechter Thu, Jul 22, 2021

In a new research paper, "The Evolution from Life Insurance to Financial Engineering," economists Ralph Koijen of Chicago Booth School and Motohiro Yogo of Princeton continue to describe what...

Published July 22, 2021

Allianz Life offers in-plan indexed annuity with living benefit

By Editorial Staff

'Allianz Lifetime Income+ Annuity' comes with two annual bonuses to participants who maintain the contract through retirement. Whether plan sponsors will embrace this type of in-plan income solution remains...

Published July 22, 2021

Global Atlantic to reinsure Ameriprise annuities

By Editorial Staff Thu, Jul 1, 2021

Under the agreement, Ameriprise’s subsidiaries will transfer $8 billion worth of annuity assets and liabilities to Global Atlantic’s subsidiaries. Global Atlantic will pay Ameriprise $700 million for the contracts.

Published July 1, 2021

‘Double Down or Get Out’

By Kerry Pechter

If you haven't done so already, t's time to consider how the low interest rate environment has transformed the life/annuity business over the past ten years. And to assess...

Published July 1, 2021

One-Stop Shops for Notes and Annuities

By Kerry Pechter Thu, Jun 24, 2021

Luma Financial Technologies is now among the structured notes platforms that have chosen to add index-linked annuities to the products they support. It joins SIMON Markets and Halo in...

Published June 24, 2021

You’ve heard of RILAs, Now Meet FILAs

By Kerry Pechter Wed, Jun 23, 2021

F&G, a leading issuer of fixed indexed annuities (FIAs), has launched an FIA that gives contract owners the option to reach for higher gains without losing principal protection. They...

Published June 24, 2021

(Sheryl) Moore’s Law on Annuities in 2021

By Kerry Pechter Thu, Jun 17, 2021

RIJ talks with Sheryl Moore of Wink, Inc., the annuity data and consulting firm, about the results of her first-quarter 2021 survey of annuity sales. She shares her opinion...

Published June 17, 2021

Top-Selling Annuity Contracts, First Qtr 2021

By Editorial Staff

Wink's first-quarter sales data showed that Perspective II from Jackson National, the Allianz Benefit Control Annuity, and Prudential's FlexGuard contract were the best-sellers in their respective product categories.

Published June 17, 2021

AM Best’s outlook for the annuity industry: Negative

By Editorial Staff

'The negative market segment outlook is due to the persistent low interest rate environment, operating margin pressure and organic growth challenges,' a new AM Best report said.

Published June 17, 2021

Seeking ‘An Index that Moves’

By Kerry Pechter Fri, Jun 4, 2021

'I didn’t like the blended or hybrid indexes in annuities at first because I thought they were too complex,' said Bryan Anderson, founder of Annuity Straight Talk. 'But over...

Published June 4, 2021

‘Sometimes the Market Swings Your Way’

By Kerry Pechter

'On average, there will be no double-digit returns,” said Don Dady, co-founder of Annexus. 'But once in a while there will be. We have definitely seen some phenomenal returns...

Published June 4, 2021

Too Much ‘Hocus Pocus’

By Kerry Pechter

David Lau of DPL Financial Partners, the fee-based annuity platform, likes indexed annuities but doubts the value of the 'volatility-controlled' indexes often featured in them.

Published June 4, 2021

Structured annuity (RILA) sales volume up 89% in 1Q2021: LIMRA SRI

By Editorial Staff Thu, May 13, 2021

'RILAs offer better pricing than indexed annuities to investors looking to mitigate downside risk and enjoy potential investment growth as the bull market continues,' said Todd Giesing of LIMRA...

Published May 13, 2021

Get a Downside Buffer with Your Variable Annuity

By Kerry Pechter

Delaware LIfe executives Tom Seitz and Dale Uthoff explain their new variable annuity, Accelerator Prime, with RIJ. Like hot-selling registered index-linked annuities, it offers a downside "buffer."

Published May 13, 2021

Did QLACs Get a Last-Minute Haircut?

By Kerry Pechter Thu, May 6, 2021

The Ways and Means Committee considered raising the limit on pre-tax contributions to a deferred income annuity to $200,000, but then, apparently for budget reasons, let the current limit...

Published May 6, 2021

Secure 2.0: A Booster Shot for Qualified Savings Industry

By Kerry Pechter

The proposed bill would allow ETFs in variable annuities and remove the 25% limit on the share of IRA money that can be used to buy a Qualified Longevity...

Published May 6, 2021

Expect RILAs to outsell FIAs by 2024: Wink

By Editorial Staff

'At the current pace, sales of structured annuities (aka registered index-linked annuities or RILAs) will have climbed higher than those of indexed annuities at a comparable point in the...

Published May 6, 2021

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