Demographics Archives - Page 2 of 3 - Retirement Income Journal

How Boomer decumulation will impact investment returns

By Editorial Staff Wed, May 10, 2017

'The demographic transition and decline in investment returns is likely to put upward pressure on asset prices until an new equilibrium is reached—an equilibrium with lower investment returns,' writes...

Published May 11, 2017

The link between wealth, education and longevity

By Editorial Staff Thu, Apr 20, 2017

'All socioeconomic groups are living longer, but the gains are greater for the most educated,” according to a recent paper from the Center for Retirement Research at Boston College....

Published April 20, 2017

Older, poorer Americans take a hit under Ryan health plan

By Editorial Staff Wed, Mar 15, 2017

“The increase would be disproportionately larger among older people with lower income... People between 50 and 64 years old with income under 200% of the federal poverty level would...

Published March 16, 2017

More than one-in-four seniors never expect to be debt-free

By Editorial Staff Fri, Jan 20, 2017

Among people age 65 and older, 28% said they 'never expect to get out of debt.' (In late 2015, 35% felt that way.)

Published January 20, 2017

Does GOP now represent the downtrodden? Not exactly

By Editorial Staff Thu, Dec 1, 2016

The median net worth of members of the GOP was $525,000, or 81% higher than the Democrats’ $301,000. Ethnically, 91% of GOP voters are white, while 43% of Democrats...

Published December 1, 2016

Those who work longer live longer, study shows

By Editorial Staff Fri, Apr 29, 2016

Healthy retirees who worked a year longer had an 11% lower risk of mortality, while unhealthy retirees who worked a year longer had a 9% lower mortality risk.

Published April 29, 2016

The Old Folks are Alright (More or Less)

By Kerry Pechter Thu, Mar 3, 2016

The Society of Actuaries has published the results of focus groups and interviews with middle-class older retirees. Despite little planning, most people seem to muddle through 'reasonably well.'

Published March 3, 2016

Mothers, Don’t Let Your Babies Grow Up to Be… Student Debtors

By Editorial Staff Thu, Feb 4, 2016

Two out of three households headed by people who borrowed for college but didn't graduate are at risk for not maintaining their pre-retirement standard of living in retirement, according...

Published February 4, 2016

Retirement Crisis? Not for Educated Couples

By Editorial Staff Thu, Jan 28, 2016

A new study shows that about 29% of single women with less than a high school education and 90.2% of married women with at least a college degree education...

Published January 28, 2016

More Boomers + fewer advisors = robo-advice?

By Editorial Staff Thu, Dec 31, 2015

There were roughly 285,000 financial advisers in 2014, a 1.9% drop from 2013, according to Cerulli Associates. The industry has lost more than 39,000 advisers, roughly 12%, since peaking...

Published December 31, 2015

Here come the new Boomers (sans Beatles)

By Editorial Staff Wed, Dec 30, 2015

Millennials have replaced Boomers as the big demo group, and Northwestern Mutual has been studying them. Just like the Boomers of the 60s and 70s, they will stay in...

Published December 31, 2015

A near-retirement breakup calls for financial advice: MacroMonitor

By Editorial Staff Thu, Dec 17, 2015

There are significantly more divorced women age 50+ (7.1 million) than men age 50+ (4.5 million), according to the demographics research newsletter from Strategic Business Insights.

Published December 17, 2015

Women are better savers, but men save more: Vanguard

By Editorial Staff Wed, Nov 4, 2015

In its investigation of the “substantial imbalance” in wealth accumulation for men and women in Vanguard-administered retirement plans, Vanguard reviewed participation rates, savings rates and investment choices.

Published November 5, 2015

Longevity growth begins to slow: Society of Actuaries

By Editorial Staff Wed, Oct 14, 2015

“People are living longer, but longevity is increasing at a slower rate than previously available data indicated," said Dale Hall, managing director of research at SOA.

Published October 15, 2015

Since 1967, income has shifted upward: U.S. Census Bureau

By Editorial Staff Thu, Sep 17, 2015

Households where a married couple is present have the highest median income, at more than $80,000. Non-family households led by a female have the lowest median income, at less...

Published September 17, 2015

At ‘Spirit on Lake,’ Gay Retirees Find Community

By Sheila Eldred Thu, Jul 9, 2015

Lucretia Kirby (above) and other LGBT residents of a Minneapolis apartment building celebrated the recent Supreme Court ruling on gay marriage. This article, from the Indexed Annuity Leadership Council,...

Published July 9, 2015

For those born from 1941-50, old age really is golden: NYT

By Editorial Staff Thu, Jun 18, 2015

Some of the 25 million people born between 1941 and 1950—'war babies' and early Boomers—find themselves in a sweet spot, enjoying DB pensions and DC savings, dual incomes, appreciated...

Published June 18, 2015

Wealth protects health—but not permanently: EBRI

By Editorial Staff Thu, Apr 23, 2015

Among Americans who died at or above age 85, 20.6% had no non-housing assets, according to the Employee Benefits Research Institute. Among single people who died at those ages,...

Published April 23, 2015

The Case for Working Longer

By Wolfgang Fengler and Johannes Koettl Thu, Apr 16, 2015

“Oral and written comprehension and expression and soft skills like emotional stability, conscientiousness, and agreeableness” improve with age, according to a forthcoming book about work and aging.

Published April 17, 2015

Explained: The fall and rise in the average retirement age since 1880

By Editorial Staff Tue, Mar 3, 2015

In a paper entitled "The Average Retirement Age - An Update," the director of the Center for Retirement Research at Boston College describes the factors that drove earlier retirement...

Published March 5, 2015

1 2 3

Data Connection

Lists*