Demographics Archives - Page 3 of 3 - Retirement Income Journal

Staying married and avoiding nursing homes can trim your retirement shortfall risk: EBRI

By Editorial Staff Thu, Feb 19, 2015

Being part of a couple, receiving Social Security benefits, not needing long-term care, and having participated in a workplace savings plan are all associated with a reduced risk of...

Published February 19, 2015

In one lifetime, median U.S. age will jump from 28 years to 42

By Editorial Staff Thu, Jan 22, 2015

The American Academy of Actuaries cited that prediction in its appeal to the president and the Congress to focus on solutions to problems related to the greying of the...

Published January 22, 2015

Mature Americans need retirement advice (desperately)

By Editorial Staff Thu, Dec 4, 2014

The oft-cited “four percent rule” for a safe withdrawal rate in retirement is unfamiliar to seven in ten Americans (69%), according to a survey by The American College. Sixteen...

Published December 4, 2014

A 23.8-year average retirement for female DB pensioners: SoA

By Editorial Staff Wed, Oct 29, 2014

Among males age 65, overall longevity rose 2.0 years from age 84.6 in 2000 to age 86.6 in 2014. For women age 65, overall longevity rose 2.4 years from...

Published October 30, 2014

Which older workers will cling to their jobs?

By Editorial Staff Thu, Oct 9, 2014

The trend of delayed retirement is becoming increasingly common among employees who are “disengaged, unhealthy and/or stressed,” all of which pose productivity challenges for employers, according to a recent...

Published October 9, 2014

Older, wealthier U.S. households grew more so in 2000s: Census

By Editorial Staff Tue, Aug 26, 2014

For Americans ages 65 and older, the real median household net worth increased for between 2000 and 2011, with the age 65-to-69 subgroup seeing the largest increase ($40,000 or...

Published August 28, 2014

Inequality Reduces GDP: S&P

By Editorial Staff Wed, Aug 6, 2014

"At extreme levels, income inequality can harm sustained economic growth over long periods. The U.S. is approaching that threshold," said the Standard & Poor's report.

Published August 7, 2014

Half of working-age Americans save too little

By Editorial Staff Thu, Jul 24, 2014

A household is at risk, according to the CRR, if it’s not on track to reach retirement with enough savings to generate an income (from an inflation-adjusted life annuity)...

Published July 24, 2014

A look at women and money, via Prudential

By Editorial Staff Fri, Jul 18, 2014

Even though they don’t feel prepared to make wise financial planning decisions, fewer women say they are seeking professional financial advice, according to Prudential Financial's study of women's attitudes...

Published July 18, 2014

Skads of Data about Americans over 65

By Editorial Staff Wed, Jul 9, 2014

The June 2014 report on the elderly by the U.S. Census bureau is a must-have for anyone trying to map this market. It has dozens of useful charts and...

Published July 10, 2014

Changes in family structure parallel rising inequality

By Editorial Staff Thu, May 22, 2014

Even though 85% of Americans consider themselves middle-class, the Allianz LoveFamilyMoney study found that 57% of members of non-traditional families said they are just “making ends meet,” “struggling financially,”...

Published May 22, 2014

Whose Retirement Crisis Is It, Anyway?

By Kerry Pechter Tue, Apr 8, 2014

The thrust of last week’s ICI Retirement Summit was that there’s no broad retirement savings crisis needing government action. But that doesn’t mean Boomers won’t need help with decumulation....

Published April 10, 2014

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