Social Security Archives - Page 2 of 2 - Retirement Income Journal

Researchers weigh impact of various Social Security solvency cures

By Editorial Staff Thu, Dec 7, 2017

A two-year increase in the age for receiving full Social Security benefits (to age 69) would reduce annual consumption in retirement by 5.6% for low-income, 4% for middle-income, and...

Published December 7, 2017

Skin in the (Costa Rican Retirement) Game

By Kerry Pechter Fri, Jan 20, 2017

How do Costa Ricans pay for retirement? In San Jose, Alvaro Ramos Chaves (above), the pensions regulator, told RIJ how his nation’s mandatory DB and DC plans work. His...

Published January 20, 2017

Women need advice on claiming Social Security: Nationwide

By Editorial Staff Thu, Oct 6, 2016

Despite the expiration of the 'file-and-suspend' claiming strategy, the need for general Social Security advice and guidance still represents a big opportunity for advisors--especially with older women, according...

Published October 6, 2016

Unexpected taxes can hurt seniors who work longer: Kotlikoff

By Editorial Staff Thu, Sep 29, 2016

"We are all made worse off when are pushed out of the labor market by policies that encourage them to retire," said Larry Kotlikoff, a Boston University...

Published September 29, 2016

AARP offers $150k for Social Security innovation

By Editorial Staff Thu, Aug 4, 2016

Up to five successful applicants to AARP's 'Social Security Innovation Challenge' will be awarded up to $30,000 each to develop their policy innovations further.

Published August 4, 2016

Social Security, still designed for ladies who’ve vanished

By Editorial Staff Thu, Jun 9, 2016

Two proposed changes to Social Security would help the program meet the needs of divorced women and single-mothers--needs that weren't considered when the program was created, according to...

Published June 9, 2016

2016 Social Security Claiming Guide now available

By Editorial Staff Thu, May 5, 2016

"The Social Security Claiming Guide sorts through all the options, spells out how much you can get, and answers frequently asked questions—all in a clear, easy-to-read, and colorful format,"...

Published May 5, 2016

Congress Shuts $50,000 Social Security ‘Loophole’

By Kerry Pechter Wed, Oct 28, 2015

The problem with file-and-suspend was that it threatened to bleed an estimated $10 billion a year from a system already suffering from financing issues.

Published October 29, 2015

Financial Engines, Betterment will leverage new Social Security data

By Editorial Staff Thu, Jul 16, 2015

At the White House Conference on Aging this week, the Social Security Administration announced that it would make benefit information available through transferable data files for use in robo-advice...

Published July 16, 2015

MassMutual offers handy Social Security quiz

By Editorial Staff Wed, Jun 17, 2015

MassMutual found that only 28% of those surveyed received a passing grade when asked basic questions about Social Security retirement benefits.

Published June 18, 2015

Question: Is ‘File and Suspend’ a Loophole?

By Editorial Staff Thu, May 21, 2015

Should a high-earning, two-income couple be able to claim an extra $48,000 from Social Security? Or should a law be passed to eliminate that possibility?

Published May 21, 2015

Worth the Wait? More Delaying Social Security Past 62

By Jenna Gottlieb Thu, May 14, 2015

"By delaying to age 70, you not only maximize your Social Security benefit, you also lock in the biggest dollar increases possible for the rest of your life. This...

Published May 14, 2015

Explained: The fall and rise in the average retirement age since 1880

By Editorial Staff Tue, Mar 3, 2015

In a paper entitled "The Average Retirement Age - An Update," the director of the Center for Retirement Research at Boston College describes the factors that drove earlier retirement...

Published March 5, 2015

Deniers of retirement savings crisis strike again

By Editorial Staff Thu, Oct 2, 2014

In their recent Wall Street Journal article, Andrew Biggs and Sylvester Schieber cite a study showing that the average U.S. retiree has an income equal to 92% of the...

Published October 2, 2014

Mailings of paper Social Security statements to resume

By Editorial Staff Thu, Sep 25, 2014

Everyone over 18 will receive a benefits projection statement once every five years. After age 60, people will receive a statement every year.

Published September 25, 2014

Many women minimize their Social Security checks: Nationwide

By Editorial Staff Thu, Sep 18, 2014

Women who took their benefit early reported an average monthly payment of $1,025. Those who waited until age 70 collected an average of $1,630 a month, according to Nationwide's...

Published September 18, 2014

Social Security: Short by 2.9% of payroll

By Editorial Staff Fri, Aug 1, 2014

Raising the payroll tax rate to 15.23% (without alternating the level of income subject to the tax) or reducing benefits by 17.4%, or a combination of the two, would...

Published August 1, 2014

Social Security a “screamingly good” deal: Financial Engines

By Editorial Staff Fri, Jun 20, 2014

Yet, ironically, there’s little evidence that a majority in Congress would be amenable to the higher payroll taxes that will probably be needed to make those generous, inflation-indexed Social...

Published June 20, 2014

Is Social Security Unsociable to Annuities?

By Kerry Pechter Thu, May 8, 2014

Virtually all American retirees already own a pension that's more generous than any retail annuity could ever be: their Social Security benefits. But how much does the entitlement "crowd...

Published May 8, 2014

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