Editorial Staff, Author at Retirement Income Journal

Bonuses enhance yield in Allianz Life’s new indexed annuity

By Editorial Staff Thu, Mar 5, 2020

Low interest rates send players in different niches of the retirement business in different directions toward different solutions for different types of customers. Here's how the leading FIA issuer...

Published March 5, 2020

“Buffered” ETFs for sensitive stomachs

By Editorial Staff

Like registered index-linked annuities (aka structured annuities), Innovator's Defined Outcome ETFs use options to generate a customized range of returns based on the movement of an equity index.

Published March 5, 2020

Lifetime income withdrawals from FIAs up 39%: Ruark

By Editorial Staff Thu, Feb 27, 2020

'Lifetime income commencement increases sharply when policies are in the money, that is, when the benefit base exceeds the account value,' writes Tim Paris, CEO of Ruark Consulting.

Published February 27, 2020

NAIC approves revised “best interest” rule for annuities

By Editorial Staff Thu, Feb 20, 2020

The revisions clarify that all recommendations by agents and insurers must be in the best interest of the consumer.

Published February 20, 2020

Once scorned, FIAs are now embraced: Cerulli

By Editorial Staff

'FIAs should not be harmed greatly by Fed rate cuts, and if markets become volatile and or bearish, fixed annuities will once again serve as safe havens for risk-averse...

Published February 20, 2020

Mike Bloomberg’s Retirement Security Plans

By Editorial Staff

Bloomberg favors a public-option national workplace savings program, modeled on the federal Thrift Savings Plan. Its government match would be paid for with 'a reduction in the tax break...

Published February 20, 2020

Annuity sales reach 12-year high in 2019

By Editorial Staff

Total fixed sales in 2019 were $139.8 billion, up 5% from 2018. That broke the previous record of $133.5 billion despite a weak fourth quarter when sales dropped 18%...

Published February 20, 2020

Divorces over 50 roil estate planning

By Editorial Staff Thu, Feb 13, 2020

'Not communicating the estate plan with family members' is the most common cause of conflict (43%), followed by 'dealing with blended families' (29%), according to a TD Wealth survey.

Published February 13, 2020

T. Rowe Price adds growth to its TDFs

By Editorial Staff

The third-largest issuer of target date funds, which reportedly lost TDF market share from 2017 to 2019, said it will raise the equity allocation of the funds' glide paths...

Published February 13, 2020

MassMutual to offer student debt relief program

By Editorial Staff Thu, Feb 6, 2020

The program, administered by CommonBond, will be offered to 2.6 million MassMutual retirement plan participants. An estimated 44 million Americans owe $1.5 trillion in student loan debt, according to...

Published February 6, 2020

Brighthouse, Athene announce FIA innovations

By Editorial Staff

Brighthouse Financial will be issuing its first fixed indexed annuity (FIA), which has a six-year term. Athene announced the availability of two new custom indices on its existing FIAs.

Published February 6, 2020

2019 was a remarkable year for passive large-cap funds: Morningstar

By Editorial Staff Thu, Jan 30, 2020

'The strong long-term inflows in both December and for all of 2019 were due almost entirely to record inflows for both taxable-bond and municipal-bond funds,' the fund data giant...

Published January 30, 2020

You’ll love New York Life’s Super Bowl Ad

By Editorial Staff

In the 60-second spot, there’s a montage of people expressing philia (friendship), storge (familial love), eros (sexual love), and finally agape (charity, in the highest sense, or divine love).

Published January 30, 2020

Ruark releases new mortality tables for VAs and FIAs

By Editorial Staff Wed, Jan 29, 2020

The Ruark tables reflect not only the effects of age and gender, but also differences by product type and contract duration, said Tim Paris, actuary and Ruark CEO (pictured)....

Published January 30, 2020

Lincoln Financial wraps income rider around CapGroup TDF

By Editorial Staff Thu, Jan 23, 2020

In a renewal of an old partnership, Lincoln Financial and Capital Group are collaborating on a variable annuity with an income rider and exposure to Capital Group target date...

Published January 23, 2020

AIG, AllianceBernstein offer index annuity with income rider

By Editorial Staff

AllianceBernstein’s new “AB All Market Index” will be offered exclusively as an indexing choice in AIG’s Power Select Index Annuities. Alliance Bernstein created the multi-asset index for AIG; Market...

Published January 23, 2020

Honorable Mention

By Editorial Staff Fri, Jan 17, 2020

Nag Odekar moves to HealthView from Great-West Financial; Which default investment is the stickiest?; Bhalla to be CEO of American Equity Investment Life; Great American joins SIMON structured products...

Published January 16, 2020

Next-gen funds will be active/passive hybrids: Cerulli

By Editorial Staff

Demand is up for strategies that perform like actively managed funds but with lower fees, such as smart beta and 'active' exchange-traded funds (ETFs), said a Cerulli analyst.

Published January 16, 2020

Honorable Mention

By Editorial Staff Thu, Jan 9, 2020

Breaking news from Nationwide Financial, Symetra, Vanguard, Morningstar, and Milliman.

Published January 9, 2020

TD Ameritrade offers two Pacific Life annuities for RIAs

By Editorial Staff

It keeps getting easier for registered investment advisers (RIAs) to buy no-commission annuities through online platforms. But will RIAs recommend annuities to clients? The jury is still out.

Published January 9, 2020

1 … 15 16 17 18 19 … 88

Articles by Author: Editorial Staff

Bonuses enhance yield in Allianz Life’s new indexed annuity

“Buffered” ETFs for sensitive stomachs

Lifetime income withdrawals from FIAs up 39%: Ruark

NAIC approves revised “best interest” rule for annuities

Once scorned, FIAs are now embraced: Cerulli

Mike Bloomberg’s Retirement Security Plans

Annuity sales reach 12-year high in 2019

Divorces over 50 roil estate planning

T. Rowe Price adds growth to its TDFs

MassMutual to offer student debt relief program

Brighthouse, Athene announce FIA innovations

2019 was a remarkable year for passive large-cap funds: Morningstar

You’ll love New York Life’s Super Bowl Ad

Ruark releases new mortality tables for VAs and FIAs

Lincoln Financial wraps income rider around CapGroup TDF

AIG, AllianceBernstein offer index annuity with income rider

Honorable Mention

Next-gen funds will be active/passive hybrids: Cerulli

Honorable Mention

TD Ameritrade offers two Pacific Life annuities for RIAs

Data Connection

Data Connection

Lists*