‘iTDFs’ Smooth the Bumps of Retirement Income

A former chief actuary of Denmark seeks a US target date fund company that might use his technology, the 'iTDF,' to create a seamless transition from pre-retirement savings to safe income during the first 20 years of retirement.
Anecdotal Evidence

‘Retirement Bonds’ could increase income, lower risk: EDHEC

Similar to the SeLFIES proposed by Robert Merton and Arun Muralidhar, the Retirement Bonds proposed by Lionel Martellini and Shahyar Safaee of France's EDHEC Risk Institute would guarantee safe income over the first 20 years of retirement.

Capitalism, And Other Myths

'Sometimes, the problem is just knowing when to stop,' writes Jonathan Gregory, head of fixed income UK for UBS Asset Management, in writing about the implications of the loose money policies of central banks around the world.

Breaking News

Retirement Income Journal takes a holiday break; Great American offers fixed multi-year guaranteed rate annuity for RIAs; Lincoln’s 401(k) adds Income America 5For Life; Jackson buys back 2.2 million shares of common stock, promotes Romine and Reed; SEC proposes more disclosure of stock buybacks; US life/annuity sector now ‘stable’: AM Best; Athene Holding invests in Hong Kong insurer.


December 9, 2021

A Revolt Against PE-Led Annuity Issuers

Matt Zagula is an annuity wholesaler and fixed indexed annuity (FIA) designer. He and forensic accountant Tom Gober created the TSR ratio, a scale for rating FIA issuers. Mutual and fraternal insurers score best;...
December 2, 2021

How to Dodge the ‘Inflation Ninja’

'Inflation is like a ninja,' write the authors of a timely article in The Journal of Investing. These experts from the CFA Institute and Franklin Templeton review the major asset classes and consider how...
November 25, 2021

Thanks-givings (Not Misgivings) about Social Security

This year I'm claiming the Social Security benefits that I've earned on my own work record. I'm old enough now to be truly thankful for Social Security, whose future is precisely as certain, as...