Greetings from the First ‘Retirement Management Forum’

Some 200 members of the Investments & Wealth Institute (IWI) came to Amelia Island, Florida, this week to learn about the principles underlying the Retirement Management Advisor designation, which IWI recently added to its existing lineup of designations.
Anecdotal Evidence

The Links between Golf and RMDs

RMDs produce zero change in a client’s wealth. They just create a 'balance sheet' adjustment, where money moves from a pre-tax to an after-tax account, current taxes get paid, and future tax liability goes down. So why do RMDs cause so much angst?

How to Save Social Security Systems

'A mixed system that combines the existing PAYG system with a small investment-based component can achieve a higher expected level of benefits with little risk of lower benefit levels,' writes the eminent Harvard economist.

Allianz Life to nurture tech startups

The Minneapolis-based insurer will partner with SixThirty, a St. Louis-based venture capital firm that has invested in 44 'fintech' and 'insurtech' startups since 2013.


November 29, 2018

Annuities ‘Compensate’ Even Short-Lived People

'Nature wants us to pool longevity risk,' writes annuity expert Moshe Milevsky. He explains why in a new paper, 'Swimming with Sharks: Longevity, Volatility and the Value of Risk Pooling.'
November 22, 2018

Employer Match vs. Auto-Enrollment; The Winner Is…

'Most of the estimates from the literature substantially understate the effect of matching,' write analysts Nadia Karamcheva and Justin Falk of the Congressional Budget Office's Microeconomic Studies Division. (Image from 'The Matchmaker,' by Gerard...
November 15, 2018

A Retirement Income Plan from United Income

One of the smallest of the robo-advisors (United Income) has some of the biggest backers (Morningstar's chairman and eBay's founder) and a veteran (HelloWallet) CEO. RIJ asked United Income to create an income plan...