_Position: Cover Archives - Page 21 of 35 - Retirement Income Journal

Life Just Got Easier for Qualified DIAs

By Kerry Pechter Thu, Jul 3, 2014

The new Treasury regulation on "longevity insurance" does more than promote late-life annuities. By removing an RMD barrier, it makes retirement income planning easier for middle-class people whose savings...

Published July 3, 2014

What’s In Their Wallets?

By Kerry Pechter Wed, Jun 25, 2014

Vanguard inventoried the wealth and income of affluent older Americans and found that a surprising number of them are still receiving defined benefit pensions. Income-wise, Vanguard identified eight types...

Published June 26, 2014

Is Time Running Out on the Fiduciary Proposal?

By Kerry Pechter Fri, Jun 20, 2014

'If it takes six months for a comment period and six months for hearings, and then time to develop a final rule, by then we’re running into an election...

Published June 20, 2014

Club Vita: Where Levity Meets Longevity Risk

By Vanessa Drucker Tue, Jun 10, 2014

The cartoon characters in hazmat suits on Club Vita's website handle "toxic waste." It's a metaphor for the actuarial consultancy's real service: helping the remaining DB plans in the...

Published June 12, 2014

An Algorithm That Loves Annuities

By Kerry Pechter Thu, Jun 5, 2014

PrARI, the retirement product allocation calculator that Cannex recently acquired with its purchase of the Qwema Group, shows advisers how to maximize retirement income (or legacy) using a blend...

Published June 5, 2014

Short on Shares, Women Share Homes

By Jenna Gottlieb Wed, May 28, 2014

Single, divorced and widowed older women are reducing their expenses by sharing a home or apartment with similarly situated women. A new website helps them find each other. ...

Published May 29, 2014

Merrill Lynch’s Intentions are “Clear”

By Kerry Pechter Wed, May 21, 2014

"I want to be careful not to call it a product or a service. It’s an approach,” said David Tyrie, head of Personal Wealth and Retirement at Merrill...

Published May 22, 2014

MetLife’s New DIA, and Its Competition

By Kerry Pechter Fri, May 16, 2014

This story includes a handy chart that can help you compare the features of the deferred income annuity contracts currently offered by eleven U.S. life insurers. MetLife’s is the...

Published May 16, 2014

Is Social Security Unsociable to Annuities?

By Kerry Pechter Thu, May 8, 2014

Virtually all American retirees already own a pension that's more generous than any retail annuity could ever be: their Social Security benefits. But how much does the entitlement "crowd...

Published May 8, 2014

Ten Images that Explain Retirement

By Kerry Pechter Wed, Apr 30, 2014

No, this image isn't one of them! A while ago, we asked retirement advisers what images they use to illustrate complex financial principles. The frequent response: “When you find...

Published May 1, 2014

The Retirement Industry Conference

By Kerry Pechter Fri, Apr 25, 2014

Want lots of 2013 data on annuity sales and VA rider use? You’ll find it—plus Richard Thaler’s crowd-stumping riddle—in this roundup of news from the recent LIMRA/LOMA/SoA conference in...

Published April 25, 2014

With New Indexed Annuity, Nationwide Takes a Walk on the Wild Side

By Kerry Pechter Thu, Apr 17, 2014

In February, Nationwide introduced New Heights, a fixed indexed annuity with an enticing "uncapped" crediting strategy and a novel living benefit rider for the b/d and independent agent channels....

Published April 17, 2014

Whose Retirement Crisis Is It, Anyway?

By Kerry Pechter Tue, Apr 8, 2014

The thrust of last week’s ICI Retirement Summit was that there’s no broad retirement savings crisis needing government action. But that doesn’t mean Boomers won’t need help with decumulation....

Published April 10, 2014

Bill Sharpe’s New Retirement Blog

By Kerry Pechter Wed, Apr 2, 2014

On the verge of his 80th birthday, Sharpe, who won the 1990 Nobel Prize for his Capital Asset Pricing Model, has been writing a blog that documents his work...

Published April 3, 2014

Managed-Vol: Bromide for Queasy Retirees

By Kerry Pechter Wed, Mar 26, 2014

Managed-volatility funds can adequately address the income volatility worries of many high net worth retirees, say Milliman and Jefferson National, both of whom are pitching such funds. ...

Published March 27, 2014

In Radical Move, Britain Deregulates Retirement

By Kerry Pechter Thu, Mar 20, 2014

“Pensioners will have complete freedom to draw down as much or as little of their pension pot as they want, any time they want,” said the UK Chancellor of...

Published March 20, 2014

Two Advisers, Two Strong Opinions of FIAs

By Kerry Pechter Thu, Mar 13, 2014

If annuities in general incite controversy, FIAs are easily the most polarizing annuities. Just listen to what Howard Kaplan, an LPL adviser in the New York area, and Harry...

Published March 13, 2014

FIAs Come In From the Cold–Sort Of

By Kerry Pechter Thu, Mar 6, 2014

In this first of a series of RIJ articles on the evolution of fixed indexed annuities, you’ll hear from people at three broker-dealers: One who embraces them, one who...

Published March 6, 2014

Must-Read Income Research of 2013

By Kerry Pechter Thu, Feb 27, 2014

Many outstanding research papers on retirement income were published in 2013. The ten described here contain ideas that annuity product developers, annuity marketers and financial advisers can apply to...

Published February 27, 2014

Send in the Robots (Don’t Bother, They’re Here)

By Kerry Pechter Tue, Feb 18, 2014

At the "T3" financial software trade show last week, a pair of robots warmed up the crowd with jokes about the limitations of high-tech planning tools. RIJ visited with...

Published February 20, 2014

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